SOC COOPERATIVE AGRICOLE D'EURE-LOIR : revenue, balance sheet and financial ratios

SOC COOPERATIVE AGRICOLE D'EURE-LOIR is a French company founded 126 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail . Based in CHARTRES (28000), this company of category ETI shows in 2023 a revenue of 376.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOC COOPERATIVE AGRICOLE D'EURE-LOIR (SIREN 775575012)
Indicator 2023 2021 2020 2019 2018 2017 2016
Revenue 376 603 260 € 168 204 332 € 152 224 735 € 140 068 884 € 128 441 652 € 117 034 388 € 152 937 392 €
Net income 299 525 € 1 021 483 € 594 781 € 256 718 € 358 069 € -3 717 386 € 743 107 €
EBITDA 3 271 409 € 3 757 118 € 3 534 331 € 2 644 978 € 2 020 761 € -701 092 € 2 522 016 €
Net margin 0.1% 0.6% 0.4% 0.2% 0.3% -3.2% 0.5%

Revenue and income statement

In 2023, SOC COOPERATIVE AGRICOLE D'EURE-LOIR achieves revenue of 376.6 M€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +13.7%. Vs 2021, growth of +124% (168.2 M€ -> 376.6 M€). After deducting consumption (341.7 M€), gross margin stands at 34.9 M€, i.e. a rate of 9%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.3 M€, representing 0.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 300 k€, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

376 603 260 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

34 906 603 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

3 271 409 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

243 724 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

299 525 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 76%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 452.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

75.763%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.73%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.014%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

452.211

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.6%

Solvency indicators evolution
SOC COOPERATIVE AGRICOLE D'EURE-LOIR

Sector positioning

Debt ratio
75.76 2023
2020
2021
2023
Q1: 6.5
Med: 45.73
Q3: 127.92
Average +12 pts over 3 years

In 2023, the debt ratio of SOC COOPERATIVE AGRICOLE ... (75.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.73% 2023
2020
2021
2023
Q1: 19.42%
Med: 37.28%
Q3: 56.05%
Good -17 pts over 3 years

In 2023, the financial autonomy of SOC COOPERATIVE AGRICOLE ... (38.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
452.21 years 2023
2020
2021
2023
Q1: 0.0 years
Med: 1.62 years
Q3: 6.02 years
Average

In 2023, the repayment capacity of SOC COOPERATIVE AGRICOLE ... (452.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 129.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 90.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

129.14

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

90.244

Liquidity indicators evolution
SOC COOPERATIVE AGRICOLE D'EURE-LOIR

Sector positioning

Liquidity ratio
129.14 2023
2020
2021
2023
Q1: 134.74
Med: 212.01
Q3: 354.19
Watch -14 pts over 3 years

In 2023, the liquidity ratio of SOC COOPERATIVE AGRICOLE ... (129.14) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
90.24x 2023
2020
2021
2023
Q1: 0.0x
Med: 6.9x
Q3: 27.28x
Excellent

In 2023, the interest coverage of SOC COOPERATIVE AGRICOLE ... (90.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The company must finance 3 days of gap between collections and payments. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 87 days of revenue, i.e. 91.4 M€ to permanently finance. Over 2016-2023, WCR increased by +88%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

91 390 313 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

27 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

24 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

9 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

87 j

WCR and payment terms evolution
SOC COOPERATIVE AGRICOLE D'EURE-LOIR

Positioning of SOC COOPERATIVE AGRICOLE D'EURE-LOIR in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail

Valuation estimate

Based on 94 transactions of similar company sales (all years), the value of SOC COOPERATIVE AGRICOLE D'EURE-LOIR is estimated at 17 955 296 € (range 12 092 716€ - 23 231 048€). With an EBITDA of 3 271 409€, the sector multiple of 0.5x is applied. The price/revenue ratio is 0.15x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
94 tx
12092k€ 17955k€ 23231k€
17 955 296 € Range: 12 092 716€ - 23 231 048€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
3 271 409 € × 0.5x
Estimation 1 595 381 €
941 998€ - 6 820 598€
Revenue Multiple 30%
376 603 260 € × 0.15x
Estimation 56 913 263 €
38 626 789€ - 65 340 493€
Net Income Multiple 20%
299 525 € × 1.4x
Estimation 418 136 €
168 405€ - 1 093 006€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 94 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail )

Compare SOC COOPERATIVE AGRICOLE D'EURE-LOIR with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail

Frequently asked questions about SOC COOPERATIVE AGRICOLE D'EURE-LOIR

What is the revenue of SOC COOPERATIVE AGRICOLE D'EURE-LOIR ?

The revenue of SOC COOPERATIVE AGRICOLE D'EURE-LOIR in 2023 is 376.6 M€.

Is SOC COOPERATIVE AGRICOLE D'EURE-LOIR profitable?

Yes, SOC COOPERATIVE AGRICOLE D'EURE-LOIR generated a net profit of 300 k€ in 2023.

Where is the headquarters of SOC COOPERATIVE AGRICOLE D'EURE-LOIR ?

The headquarters of SOC COOPERATIVE AGRICOLE D'EURE-LOIR is located in CHARTRES (28000), in the department Eure-et-Loir.

Where to find the tax return of SOC COOPERATIVE AGRICOLE D'EURE-LOIR ?

The tax return of SOC COOPERATIVE AGRICOLE D'EURE-LOIR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOC COOPERATIVE AGRICOLE D'EURE-LOIR operate?

SOC COOPERATIVE AGRICOLE D'EURE-LOIR operates in the sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail (NAF code 46.21Z). See the 'Sector positioning' section above to compare the company with its competitors.