SO FI CAT SOC FINANCIERE CATINAUD : revenue, balance sheet and financial ratios

SO FI CAT SOC FINANCIERE CATINAUD is a French company founded 25 years ago, specialized in the sector Activités des sièges sociaux. Based in LE THOR (84250), this company of category PME shows in 2022 a revenue of 720 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SO FI CAT SOC FINANCIERE CATINAUD (SIREN 437777535)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 720 287 € 633 789 € 605 930 € 640 290 € 528 949 € 412 320 € 384 000 €
Net income 124 515 € 40 641 € 55 749 € 95 594 € 37 652 € 64 930 € 8 063 €
EBITDA 227 656 € 39 919 € 74 853 € 124 162 € 28 234 € 48 593 € 29 947 €
Net margin 17.3% 6.4% 9.2% 14.9% 7.1% 15.7% 2.1%

Revenue and income statement

In 2022, SO FI CAT SOC FINANCIERE CATINAUD achieves revenue of 720 k€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +11.1%. Vs 2021, growth of +14% (634 k€ -> 720 k€). After deducting consumption (0 €), gross margin stands at 720 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 228 k€, representing 31.6% of revenue. Positive scissor effect: EBITDA margin improves by +25.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 125 k€, i.e. 17.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

720 287 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

720 287 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

227 656 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

132 412 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

124 515 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

31.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 30.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

71.772%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.198%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

30.498%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.318

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

77.3%

Solvency indicators evolution
SO FI CAT SOC FINANCIERE CATINAUD

Sector positioning

Debt ratio
71.77 2022
2020
2021
2022
Q1: 0.51
Med: 24.24
Q3: 115.68
Average -12 pts over 3 years

In 2022, the debt ratio of SO FI CAT SOC FINANCIERE ... (71.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.2% 2022
2020
2021
2022
Q1: 18.08%
Med: 52.91%
Q3: 84.24%
Average

In 2022, the financial autonomy of SO FI CAT SOC FINANCIERE ... (27.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.32 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.34 years
Q3: 4.08 years
Average -12 pts over 3 years

In 2022, the repayment capacity of SO FI CAT SOC FINANCIERE ... (1.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 82.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

82.319

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.534

Liquidity indicators evolution
SO FI CAT SOC FINANCIERE CATINAUD

Sector positioning

Liquidity ratio
82.32 2022
2020
2021
2022
Q1: 101.24
Med: 346.19
Q3: 1582.34
Average

In 2022, the liquidity ratio of SO FI CAT SOC FINANCIERE ... (82.32) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.53x 2022
2020
2021
2022
Q1: -30.73x
Med: 0.0x
Q3: 2.5x
Excellent

In 2022, the interest coverage of SO FI CAT SOC FINANCIERE ... (4.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 70 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 83 days. Favorable situation: supplier credit is longer than customer credit by 13 days. WCR is negative (-88 days): operations structurally generate cash. Over 2016-2022, WCR increased by +59%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-175 181 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

70 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

83 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-88 j

WCR and payment terms evolution
SO FI CAT SOC FINANCIERE CATINAUD

Positioning of SO FI CAT SOC FINANCIERE CATINAUD in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 107 transactions of similar company sales in 2022, the value of SO FI CAT SOC FINANCIERE CATINAUD is estimated at 823 922 € (range 551 149€ - 1 400 253€). With an EBITDA of 227 656€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
107 transactions
551k€ 823k€ 1400k€
823 922 € Range: 551 149€ - 1 400 253€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
227 656 € × 4.7x
Estimation 1 066 214 €
839 621€ - 1 786 392€
Revenue Multiple 30%
720 287 € × 0.65x
Estimation 465 479 €
113 217€ - 835 279€
Net Income Multiple 20%
124 515 € × 6.1x
Estimation 755 861 €
486 868€ - 1 282 371€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare SO FI CAT SOC FINANCIERE CATINAUD with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about SO FI CAT SOC FINANCIERE CATINAUD

What is the revenue of SO FI CAT SOC FINANCIERE CATINAUD ?

The revenue of SO FI CAT SOC FINANCIERE CATINAUD in 2022 is 720 k€.

Is SO FI CAT SOC FINANCIERE CATINAUD profitable?

Yes, SO FI CAT SOC FINANCIERE CATINAUD generated a net profit of 125 k€ in 2022.

Where is the headquarters of SO FI CAT SOC FINANCIERE CATINAUD ?

The headquarters of SO FI CAT SOC FINANCIERE CATINAUD is located in LE THOR (84250), in the department Vaucluse.

Where to find the tax return of SO FI CAT SOC FINANCIERE CATINAUD ?

The tax return of SO FI CAT SOC FINANCIERE CATINAUD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SO FI CAT SOC FINANCIERE CATINAUD operate?

SO FI CAT SOC FINANCIERE CATINAUD operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.