SIREN : 529210387
SNM INVEST is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in VIGNEUX-DE-BRETAGNE (44360), this company of category PME shows in 2025 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 658 736 € | 1 215 090 € | 811 577 € | 885 091 € | 1 026 200 € | 955 240 € | 913 089 € | 922 881 € | 880 699 € | 812 550 € |
| Net income | 158 109 € | 951 729 € | 721 416 € | 521 078 € | 587 801 € | 37 370 € | 76 879 € | 175 226 € | 196 969 € | 64 997 € |
| EBITDA | 117 423 € | 79 736 € | 6 155 € | -15 200 € | 12 052 € | 20 607 € | 990 € | 41 048 € | 96 497 € | 17 976 € |
| Net margin | 9.5% | 78.3% | 88.9% | 58.9% | 57.3% | 3.9% | 8.4% | 19.0% | 22.4% | 8.0% |
In 2025, SNM INVEST achieves revenue of 1.7 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +8.3%. Vs 2024, growth of +37% (1.2 M€ -> 1.7 M€). After deducting consumption (0 €), gross margin stands at 1.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 117 k€, representing 7.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 158 k€, i.e. 9.5% of revenue. This profit can be retained or distributed to shareholders.
1 658 736 €
1 658 736 €
117 423 €
30 603 €
158 109 €
7.1%
The debt ratio (= Financial debt / Equity x 100) stands at 152%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 46.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
151.882%
37.809%
46.252%
4.354
60.0%
In 2025, the debt ratio of SNM INVEST (151.88) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SNM INVEST (37.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of SNM INVEST (4.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 264.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 500.2x. Operating income very largely covers interest expenses: high safety margin.
264.234
500.194
In 2025, the liquidity ratio of SNM INVEST (264.23) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of SNM INVEST (500.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Overall, WCR represents 9 days of revenue, i.e. 41 k€ to permanently finance. Notable WCR improvement over the period (-83%), freeing up cash.
41 120 €
19 j
25 j
0 j
9 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 512 614€ to 2 023 470€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SNM INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SNM INVEST in 2025 is 1.7 M€.
Yes, SNM INVEST generated a net profit of 158 k€ in 2025.
The headquarters of SNM INVEST is located in VIGNEUX-DE-BRETAGNE (44360), in the department Loire-Atlantique.
The tax return of SNM INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SNM INVEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.