SNC HABIDUNKERQUE : revenue, balance sheet and financial ratios

SNC HABIDUNKERQUE is a French company founded 34 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in DUNKERQUE (59140), this company of category PME shows in 2025 a revenue of 321 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SNC HABIDUNKERQUE (SIREN 384891065)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 320 503 € 339 638 € 330 791 € 317 963 € 447 168 € 718 973 € 658 695 € 741 604 € 873 051 €
Net income -151 067 € -124 163 € -75 957 € -181 779 € -23 358 € -8 835 € -19 629 € -9 371 € 501 €
EBITDA -101 727 € -84 542 € -58 487 € -168 406 € 7 919 € 89 677 € 73 124 € 111 362 € 147 825 €
Net margin -47.1% -36.6% -23.0% -57.2% -5.2% -1.2% -3.0% -1.3% 0.1%

Revenue and income statement

In 2025, SNC HABIDUNKERQUE achieves revenue of 321 k€. Revenue is declining over the period 2017-2025 (CAGR: -11.8%). Slight decline of -6% vs 2024. After deducting consumption (521 €), gross margin stands at 320 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -102 k€, representing -31.7% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -20%, reducing margin by 6.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -151 k€ (-47.1% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

320 503 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

319 982 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-101 727 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-108 166 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-151 067 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-31.7%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -134%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -214%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-134.347%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-214.37%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-46.548%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-5.954

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

1.2%

Solvency indicators evolution
SNC HABIDUNKERQUE

Sector positioning

Debt ratio
-134.35 2025
2023
2024
2025
Q1: 2.38
Med: 23.1
Q3: 81.62
Excellent

In 2025, the debt ratio of SNC HABIDUNKERQUE (-134.35) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-214.37% 2025
2023
2024
2025
Q1: 13.16%
Med: 41.83%
Q3: 65.16%
Watch

In 2025, the financial autonomy of SNC HABIDUNKERQUE (-214.4%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-5.95 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.4 years
Q3: 2.84 years
Excellent

In 2025, the repayment capacity of SNC HABIDUNKERQUE (-5.95) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 100.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

100.733

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-42.213

Liquidity indicators evolution
SNC HABIDUNKERQUE

Sector positioning

Liquidity ratio
100.73 2025
2023
2024
2025
Q1: 124.91
Med: 218.23
Q3: 398.1
Watch +8 pts over 3 years

In 2025, the liquidity ratio of SNC HABIDUNKERQUE (100.73) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-42.21x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.38x
Q3: 7.12x
Watch

In 2025, the interest coverage of SNC HABIDUNKERQUE (-42.2x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 32 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). Overall, WCR represents 13 days of revenue, i.e. 11 k€ to permanently finance. Notable WCR improvement over the period (-88%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

11 250 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

32 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

13 j

WCR and payment terms evolution
SNC HABIDUNKERQUE

Positioning of SNC HABIDUNKERQUE in its sector

Comparison with sector Commerce de détail d'habillement en magasin spécialisé

Valuation estimate

Based on 51 transactions of similar company sales in 2025, the value of SNC HABIDUNKERQUE is estimated at 54 308 € (range 31 920€ - 220 052€). The price/revenue ratio is 0.17x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
51 tx
31k€ 54k€ 220k€
54 308 € Range: 31 920€ - 220 052€
NAF 5 année 2025

Valuation method used

Revenue Multiple
320 503 € × 0.17x = 54 308 €
Range: 31 921€ - 220 052€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 51 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare SNC HABIDUNKERQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé

Frequently asked questions about SNC HABIDUNKERQUE

What is the revenue of SNC HABIDUNKERQUE ?

The revenue of SNC HABIDUNKERQUE in 2025 is 321 k€.

Is SNC HABIDUNKERQUE profitable?

SNC HABIDUNKERQUE recorded a net loss in 2025.

Where is the headquarters of SNC HABIDUNKERQUE ?

The headquarters of SNC HABIDUNKERQUE is located in DUNKERQUE (59140), in the department Nord.

Where to find the tax return of SNC HABIDUNKERQUE ?

The tax return of SNC HABIDUNKERQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SNC HABIDUNKERQUE operate?

SNC HABIDUNKERQUE operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.