Employees: NN (None)Legal category: 5202Size: PMECreation date: 2017-01-06 (9 years)Status: ActiveBusiness sector: Promotion immobilière de logementsLocation: BIARRITZ (64200), Pyrenees-Atlantiques
SNC CHOISY : revenue, balance sheet and financial ratios
SNC CHOISY is a French company
founded 9 years ago,
specialized in the sector Promotion immobilière de logements.
Based in BIARRITZ (64200),
this company of category PME
shows in 2020 a revenue of 7.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, SNC CHOISY records a net loss of 12 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-11 834 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at -1459%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -7%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
-1458.953%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
-6.756%
Solvency indicators evolution SNC CHOISY
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
-2863.446
-485.232
33.999
62.062
457.181
1438.858
-13254.855
-1458.953
Financial autonomy
-2.38
-5.891
10.19
45.766
12.984
5.697
-0.675
-6.756
Repayment capacity
-3.415
-4.841
0.341
None
None
None
None
None
Cash flow / Revenue
-1509.279%
-92.897%
8.671%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
-1458.952025
2023
2024
2025
Q1: 0.0
Med: 11.25
Q3: 119.45
Excellent-51 pts over 3 years
In 2025, the debt ratio of SNC CHOISY (-1458.95) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
-6.76%2025
2023
2024
2025
Q1: 0.37%
Med: 26.59%
Q3: 69.73%
Watch-10 pts over 3 years
In 2025, the financial autonomy of SNC CHOISY (-6.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1221.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1221.652
Liquidity indicators evolution SNC CHOISY
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
127.021
443.758
268.617
387.136
361.566
811.022
894.93
1221.652
Interest coverage
-63.604
-11.909
4.206
None
None
None
None
None
Sector positioning
Liquidity ratio
1221.652025
2023
2024
2025
Q1: 148.13
Med: 447.5
Q3: 1581.52
Good
In 2025, the liquidity ratio of SNC CHOISY (1221.65) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SNC CHOISY
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
5 967 650 €
4 124 053 €
3 144 489 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
215461
5189
249
0
0
0
0
0
Customer payment term (days)
2299
80
21
0
0
0
0
0
Supplier payment term (days)
64
201
176
0
0
0
0
0
Positioning of SNC CHOISY in its sector
Comparison with sector Promotion immobilière de logements
Similar companies (Promotion immobilière de logements)
Compare SNC CHOISY with other companies in the same sector:
The headquarters of SNC CHOISY is located in BIARRITZ (64200), in the department Pyrenees-Atlantiques.
Where to find the tax return of SNC CHOISY ?
The tax return of SNC CHOISY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SNC CHOISY operate?
SNC CHOISY operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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