SIREN : 822475265
SNC CAMELIA is a French company founded 9 years ago, specialized in the sector Crédit-bail . Based in SAINT DENIS (97400), this company of category GE shows in 2024 a revenue of 163 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 163 420 € | 161 019 € | 161 446 € | 161 073 € | 82 144 € | N/C | N/C | N/C |
| Net income | -18 639 € | -31 110 € | -18 856 € | 10 096 € | -185 956 € | -27 825 € | -24 562 € | -611 € |
| EBITDA | 148 382 € | 146 069 € | 147 087 € | 132 717 € | 69 523 € | -6 259 € | -23 108 € | -611 € |
| Net margin | -11.4% | -19.3% | -11.7% | 6.3% | -226.4% | N/C | N/C | N/C |
In 2024, SNC CAMELIA achieves revenue of 163 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.8%. Vs 2023: +1%. After deducting consumption (0 €), gross margin stands at 163 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 148 k€, representing 90.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -19 k€ (-11.4% of revenue), which will impact equity.
163 420 €
163 420 €
148 382 €
-65 571 €
-18 639 €
90.8%
The debt ratio (= Financial debt / Equity x 100) stands at 1045%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 73.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1045.405%
8.622%
73.22%
14.745
59.6%
In 2024, the debt ratio of SNC CAMELIA (1045.40) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of SNC CAMELIA (8.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SNC CAMELIA (14.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 893.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.4x. Operating income very largely covers interest expenses: high safety margin.
893.465
19.36
In 2024, the liquidity ratio of SNC CAMELIA (893.47) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SNC CAMELIA (19.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 169 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 266 days. Excellent situation: suppliers finance 97 days of the operating cycle (retail model). Overall, WCR represents 170 days of revenue, i.e. 77 k€ to permanently finance.
76 948 €
169 j
266 j
0 j
170 j
Based on 142 transactions of similar company sales (all years), the value of SNC CAMELIA is estimated at 270 090 € (range 31 663€ - 480 920€). With an EBITDA of 148 382€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.40x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 142 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SNC CAMELIA with other companies in the same sector:
The revenue of SNC CAMELIA in 2024 is 163 k€.
SNC CAMELIA recorded a net loss in 2024.
The headquarters of SNC CAMELIA is located in SAINT DENIS (97400), in the department La Reunion.
The tax return of SNC CAMELIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SNC CAMELIA operates in the sector Crédit-bail (NAF code 64.91Z). See the 'Sector positioning' section above to compare the company with its competitors.