SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON : revenue, balance sheet and financial ratios

SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON is a French company founded 29 years ago, specialized in the sector Promotion immobilière de logements. Based in MALAKOFF (92240), this company of category ETI shows in 2022 a revenue of 19 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON (SIREN 411180813)
Indicator 2022 2021 2020 2019 2017 2016
Revenue 19 167 € 4 121 039 € 10 664 431 € 13 797 618 € 18 462 654 € 16 887 174 €
Net income 1 109 667 € 1 213 504 € 2 477 285 € 2 747 773 € 3 325 569 € 3 525 860 €
EBITDA 958 986 € 1 008 167 € 2 242 270 € 2 592 324 € 1 875 154 € 1 783 670 €
Net margin 5789.5% 29.4% 23.2% 19.9% 18.0% 20.9%

Revenue and income statement

In 2022, SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON achieves revenue of 19 k€. Revenue is declining over the period 2016-2022 (CAGR: -67.7%). Significant drop of -100% vs 2021. After deducting consumption (-1.1 M€), gross margin stands at 1.1 M€, i.e. a rate of 5849%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 959 k€, representing 5003.3% of revenue. Positive scissor effect: EBITDA margin improves by +4978.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 5789.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

19 167 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 121 171 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

958 986 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 065 260 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 109 667 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5003.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 329%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 5789.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

329.184%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.718%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

5789.471%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.296

Solvency indicators evolution
SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON

Sector positioning

Debt ratio
329.18 2022
2020
2021
2022
Q1: 0.0
Med: 9.78
Q3: 170.47
Average +50 pts over 3 years

In 2022, the debt ratio of SNC BOUWFONDS MARIGNAN IM... (329.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
20.72% 2022
2020
2021
2022
Q1: 0.08%
Med: 16.67%
Q3: 57.8%
Good

In 2022, the financial autonomy of SNC BOUWFONDS MARIGNAN IM... (20.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
3.3 years 2022
2020
2021
2022
Q1: -1.96 years
Med: 0.0 years
Q3: 2.58 years
Average +25 pts over 3 years

In 2022, the repayment capacity of SNC BOUWFONDS MARIGNAN IM... (3.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 957.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

957.274

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON

Sector positioning

Liquidity ratio
957.27 2022
2020
2021
2022
Q1: 141.58
Med: 338.94
Q3: 1019.12
Good +27 pts over 3 years

In 2022, the liquidity ratio of SNC BOUWFONDS MARIGNAN IM... (957.27) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2022
2020
2021
2022
Q1: -3.69x
Med: 0.0x
Q3: 3.08x
Good

In 2022, the interest coverage of SNC BOUWFONDS MARIGNAN IM... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 491 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: -49 days. The gap of 540 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 72524 days of revenue, i.e. 3.9 M€ to permanently finance. Notable WCR improvement over the period (-76%), freeing up cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 861 304 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

491 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

-49 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

72524 j

WCR and payment terms evolution
SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON

Positioning of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON is estimated at 1 003 927 € (range 361 160€ - 2 901 276€). With an EBITDA of 958 986€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
80 tx
361k€ 1003k€ 2901k€
1 003 927 € Range: 361 160€ - 2 901 276€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
958 986 € × 1.0x
Estimation 962 215 €
397 346€ - 2 926 522€
Revenue Multiple 30%
19 167 € × 0.28x
Estimation 5 362 €
1 928€ - 13 188€
Net Income Multiple 20%
1 109 667 € × 2.3x
Estimation 2 606 058 €
809 546€ - 7 170 297€
How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON

What is the revenue of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON ?

The revenue of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON in 2022 is 19 k€.

Is SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON profitable?

Yes, SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON generated a net profit of 1.1 M€ in 2022.

Where is the headquarters of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON ?

The headquarters of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON is located in MALAKOFF (92240), in the department Hauts-de-Seine.

Where to find the tax return of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON ?

The tax return of SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON operate?

SNC BOUWFONDS MARIGNAN IMMOBILIER GRAND LYON operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.