Employees: 11 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2005-04-07 (21 years)Status: ActiveBusiness sector: Travaux d'étanchéificationLocation: NOYAL (22400), Cotes-d'Armor
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SN ARMOR ETANCHEITE : revenue, balance sheet and financial ratios
SN ARMOR ETANCHEITE is a French company
founded 21 years ago,
specialized in the sector Travaux d'étanchéification.
Based in NOYAL (22400),
this company of category PME
shows in 2025 a net income positive of 162 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SN ARMOR ETANCHEITE (SIREN 481717239)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net income
162 347 €
183 670 €
198 632 €
107 120 €
173 303 €
-86 515 €
85 034 €
132 545 €
-28 835 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2025, SN ARMOR ETANCHEITE generates positive net income of 162 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
162 347 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
66.956%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
18.33%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
118.449
50.477
57.95
379.73
170.972
136.421
121.579
113.997
66.956
Financial autonomy
10.181
18.671
20.633
6.142
17.258
12.57
13.819
16.425
18.33
Repayment capacity
None
None
None
None
None
None
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
66.962025
2023
2024
2025
Q1: 0.77
Med: 13.3
Q3: 41.38
Watch
In 2025, the debt ratio of SN ARMOR ETANCHEITE (66.96) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
18.33%2025
2023
2024
2025
Q1: 16.74%
Med: 34.77%
Q3: 53.91%
Average-7 pts over 3 years
In 2025, the financial autonomy of SN ARMOR ETANCHEITE (18.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 129.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
129.442
Liquidity indicators evolution SN ARMOR ETANCHEITE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
107.809
123.392
126.314
121.571
169.493
133.291
136.329
131.772
129.442
Interest coverage
None
None
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
129.442025
2023
2024
2025
Q1: 138.69
Med: 188.61
Q3: 249.46
Watch
In 2025, the liquidity ratio of SN ARMOR ETANCHEITE (129.44) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Positioning of SN ARMOR ETANCHEITE in its sector
Comparison with sector Travaux d'étanchéification
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions).
This range of 147 163€ to 1 710 581€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
147k€437k€1710k€
437 447 €Range: 147 163€ - 1 710 581€
NAF 5 année 2025
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Travaux d'étanchéification)
Compare SN ARMOR ETANCHEITE with other companies in the same sector:
Frequently asked questions about SN ARMOR ETANCHEITE
What is the revenue of SN ARMOR ETANCHEITE ?
The revenue of SN ARMOR ETANCHEITE is not publicly disclosed (confidential accounts filed with INPI).
Is SN ARMOR ETANCHEITE profitable?
Yes, SN ARMOR ETANCHEITE generated a net profit of 162 k€ in 2025.
Where is the headquarters of SN ARMOR ETANCHEITE ?
The headquarters of SN ARMOR ETANCHEITE is located in NOYAL (22400), in the department Cotes-d'Armor.
Where to find the tax return of SN ARMOR ETANCHEITE ?
The tax return of SN ARMOR ETANCHEITE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SN ARMOR ETANCHEITE operate?
SN ARMOR ETANCHEITE operates in the sector Travaux d'étanchéification (NAF code 43.99A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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