Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

SN ARMOR ETANCHEITE : revenue, balance sheet and financial ratios

SN ARMOR ETANCHEITE is a French company founded 21 years ago, specialized in the sector Travaux d'étanchéification. Based in NOYAL (22400), this company of category PME shows in 2025 a net income positive of 162 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SN ARMOR ETANCHEITE (SIREN 481717239)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C N/C N/C N/C N/C
Net income 162 347 € 183 670 € 198 632 € 107 120 € 173 303 € -86 515 € 85 034 € 132 545 € -28 835 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, SN ARMOR ETANCHEITE generates positive net income of 162 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

162 347 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

66.956%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.33%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.3%

Solvency indicators evolution
SN ARMOR ETANCHEITE

Sector positioning

Debt ratio
66.96 2025
2023
2024
2025
Q1: 0.77
Med: 13.3
Q3: 41.38
Watch

In 2025, the debt ratio of SN ARMOR ETANCHEITE (66.96) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
18.33% 2025
2023
2024
2025
Q1: 16.74%
Med: 34.77%
Q3: 53.91%
Average -7 pts over 3 years

In 2025, the financial autonomy of SN ARMOR ETANCHEITE (18.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 129.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

129.442

Liquidity indicators evolution
SN ARMOR ETANCHEITE

Sector positioning

Liquidity ratio
129.44 2025
2023
2024
2025
Q1: 138.69
Med: 188.61
Q3: 249.46
Watch

In 2025, the liquidity ratio of SN ARMOR ETANCHEITE (129.44) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of SN ARMOR ETANCHEITE in its sector

Comparison with sector Travaux d'étanchéification

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 147 163€ to 1 710 581€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
147k€ 437k€ 1710k€
437 447 € Range: 147 163€ - 1 710 581€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'étanchéification)

Compare SN ARMOR ETANCHEITE with other companies in the same sector:

Frequently asked questions about SN ARMOR ETANCHEITE

What is the revenue of SN ARMOR ETANCHEITE ?

The revenue of SN ARMOR ETANCHEITE is not publicly disclosed (confidential accounts filed with INPI).

Is SN ARMOR ETANCHEITE profitable?

Yes, SN ARMOR ETANCHEITE generated a net profit of 162 k€ in 2025.

Where is the headquarters of SN ARMOR ETANCHEITE ?

The headquarters of SN ARMOR ETANCHEITE is located in NOYAL (22400), in the department Cotes-d'Armor.

Where to find the tax return of SN ARMOR ETANCHEITE ?

The tax return of SN ARMOR ETANCHEITE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SN ARMOR ETANCHEITE operate?

SN ARMOR ETANCHEITE operates in the sector Travaux d'étanchéification (NAF code 43.99A). See the 'Sector positioning' section above to compare the company with its competitors.