SIREN : 841368517
SMTP PROMOTION is a French company founded 7 years ago, specialized in the sector Promotion immobilière de logements. Based in GARGES-LES-GONESSE (95140), this company of category PME shows in 2023 a revenue of 749 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
| Revenue | 749 079 € | 737 311 € | 109 233 € | 581 336 € |
| Net income | 110 312 € | 485 979 € | -81 497 € | 112 453 € |
| EBITDA | 190 497 € | 205 055 € | -28 692 € | 141 367 € |
| Net margin | 14.7% | 65.9% | -74.6% | 19.3% |
In 2023, SMTP PROMOTION achieves revenue of 749 k€. Over the period 2020-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +8.8%. Vs 2022: +2%. After deducting consumption (0 €), gross margin stands at 749 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 190 k€, representing 25.4% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -7%, reducing margin by 2.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 110 k€, i.e. 14.7% of revenue. This profit can be retained or distributed to shareholders.
749 079 €
749 079 €
190 497 €
-121 864 €
110 312 €
25.4%
The debt ratio (= Financial debt / Equity x 100) stands at 1071%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 8%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 56.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1070.946%
7.992%
56.308%
14.013
38.3%
In 2023, the debt ratio of SMTP PROMOTION (1070.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of SMTP PROMOTION (8.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of SMTP PROMOTION (14.01) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1530.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 124.4x. Operating income very largely covers interest expenses: high safety margin.
1530.118
124.387
In 2023, the liquidity ratio of SMTP PROMOTION (1530.12) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of SMTP PROMOTION (124.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 386 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 177 days. The gap of 209 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 166 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 3140 days of revenue, i.e. 6.5 M€ to permanently finance. Over 2020-2023, WCR increased by +326%, requiring additional financing.
6 533 212 €
386 j
177 j
166 j
3140 j
Based on 80 transactions of similar company sales
(all years),
the value of SMTP PROMOTION is estimated at
210 251 €
(range 78 167€ - 587 850€).
With an EBITDA of 190 497€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SMTP PROMOTION with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of SMTP PROMOTION in 2023 is 749 k€.
Yes, SMTP PROMOTION generated a net profit of 110 k€ in 2023.
The headquarters of SMTP PROMOTION is located in GARGES-LES-GONESSE (95140), in the department Val-d'Oise.
The tax return of SMTP PROMOTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SMTP PROMOTION operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.