SIREN : 484466305
SME is a French company founded 21 years ago, specialized in the sector Activité des médecins généralistes. Based in SAINT-MAUR-DES-FOSSES (94100), this company of category PME shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Point(s) de vigilance : exercice déficitaire.
In summary, SME is currently loss-making, which weighs on its accounts. Its financial structure is solid, with debt well contained relative to its sector.
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 067 567 € | 1 007 711 € | 1 025 639 € | 946 292 € | 746 147 € | 784 571 € | 918 317 € | 915 094 € | 976 794 € |
| Net income | -276 441 € | 102 626 € | 131 644 € | 83 527 € | 75 197 € | 31 319 € | 5 365 € | 31 770 € | 74 550 € |
| EBITDA | 173 177 € | 166 638 € | 196 298 € | 147 489 € | 123 297 € | 65 613 € | 28 915 € | 62 554 € | 106 766 € |
| Net margin | -25.9% | 10.2% | 12.8% | 8.8% | 10.1% | 4.0% | 0.6% | 3.5% | 7.6% |
In 2024, SME achieves revenue of 1.1 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.4%. Vs 2023: +6%. After deducting consumption (38 k€), gross margin stands at 1.0 M€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 173 k€, representing 16.2% of revenue. This ratio is more favorable than the sector median (14.8%). Net income is negative at -276 k€ (-25.9% of revenue), which will impact equity.
1 067 567 €
1 029 891 €
173 177 €
-234 613 €
-276 441 €
16.2%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This ratio is more favorable than the sector median (12.9%). Financial autonomy (= Equity / Total assets x 100) reaches 81%. Compared with its sector, this ratio places the company among the best positioned (sector median: 63.7%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (0.5 years). Cash flow represents 11.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (11.0%).
10.95%
81.03%
11.8%
0.54
2.9%
In 2024, the debt ratio of SME (10.9%) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SME (81.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SME (0.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1.12. This ratio is less favorable than the sector median (3.3) and warrants attention. The interest coverage ratio (= EBIT / Interest expenses) is 7.1x. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.2x).
1.12
7.14
In 2024, the liquidity ratio of SME (1.12) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of SME (7.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 16 days. WCR is negative (-2 days): operations structurally generate cash. Between 2021 and 2024, WCR worsened by 30 days of revenue, signaling an increased financing need.
-5 786 €
0 j
16 j
0 j
-2 j
Based on 274 transactions of similar company sales (all years), the value of SME is estimated at 559 302 € (range 220 041€ - 1 156 666€). With an EBITDA of 173 177€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.43x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 274 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SME with other companies in the same sector:
Voir toutes les statistiques du secteur Activité des médecins généralistes
Largest companies by revenue in the sector Activité des médecins généralistes:
Largest companies by revenue in the department Val-de-Marne:
The revenue of SME in 2024 is 1.1 M€.
SME recorded a net loss in 2024.
The headquarters of SME is located in SAINT-MAUR-DES-FOSSES (94100), in the department Val-de-Marne.
The tax return of SME is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SME operates in the sector Activité des médecins généralistes (NAF code 86.21Z). See the 'Sector positioning' section above to compare the company with its competitors.