Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2019-07-31 (6 years)Status: ActiveBusiness sector: Activités des marchands de biens immobiliersLocation: SAINT-CLOUD (92210), Hauts-de-Seine
SMBI CROISSANCE : revenue, balance sheet and financial ratios
SMBI CROISSANCE is a French company
founded 6 years ago,
specialized in the sector Activités des marchands de biens immobiliers.
Based in SAINT-CLOUD (92210),
this company of category PME
shows in 2022 a revenue of 3.2 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SMBI CROISSANCE (SIREN 852943166)
Indicator
2023
2022
2020
Revenue
N/C
3 196 499 €
3 443 000 €
Net income
509 931 €
700 997 €
616 285 €
EBITDA
N/C
908 459 €
879 469 €
Net margin
N/C
21.9%
17.9%
Revenue and income statement
In 2023, SMBI CROISSANCE generates positive net income of 510 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2023: 616 k€ -> 510 k€.
Net income (2023)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
509 931 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2023)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.627%
Financial autonomy (2023)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
90.293%
Asset age ratio (2023)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2022
2023
Debt ratio
0.016
51.666
0.627
Financial autonomy
69.332
57.363
90.293
Repayment capacity
0.0
0.952
None
Cash flow / Revenue
17.907%
20.632%
None%
Sector positioning
Debt ratio
0.632023
2020
2022
2023
Q1: 0.0
Med: 11.85
Q3: 222.35
Good
In 2023, the debt ratio of SMBI CROISSANCE (0.63) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
90.29%2023
2020
2022
2023
Q1: 0.0%
Med: 17.0%
Q3: 60.15%
Excellent
In 2023, the financial autonomy of SMBI CROISSANCE (90.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.95 years2022
2020
2022
Q1: -5.45 years
Med: 0.0 years
Q3: 2.98 years
Average+8 pts over 2 years
In 2022, the repayment capacity of SMBI CROISSANCE (0.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1066.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1066.645
Liquidity indicators evolution SMBI CROISSANCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2020
2022
2023
Liquidity ratio
256.632
709.839
1066.645
Interest coverage
3.05
1.714
None
Sector positioning
Liquidity ratio
1066.642023
2020
2022
2023
Q1: 160.06
Med: 580.5
Q3: 3257.22
Good+20 pts over 3 years
In 2023, the liquidity ratio of SMBI CROISSANCE (1066.64) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
1.71x2022
2020
2022
Q1: -2.12x
Med: 0.0x
Q3: 4.45x
Good-11 pts over 2 years
In 2022, the interest coverage of SMBI CROISSANCE (1.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2023)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2023)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2023)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2023)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SMBI CROISSANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2022
2023
Operating WCR
-132 280 €
1 534 383 €
0 €
Inventory turnover (days)
0
175
0
Customer payment term (days)
0
0
0
Supplier payment term (days)
269
5
0
Positioning of SMBI CROISSANCE in its sector
Comparison with sector Activités des marchands de biens immobiliers
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (21 transactions).
This range of 2 329 409€ to 6 980 625€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2023
Indicative
2329k€4348k€6980k€
4 348 092 €Range: 2 329 409€ - 6 980 625€
NAF 5 année 2023
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 21 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des marchands de biens immobiliers)
Compare SMBI CROISSANCE with other companies in the same sector:
Yes, SMBI CROISSANCE generated a net profit of 510 k€ in 2023.
Where is the headquarters of SMBI CROISSANCE ?
The headquarters of SMBI CROISSANCE is located in SAINT-CLOUD (92210), in the department Hauts-de-Seine.
Where to find the tax return of SMBI CROISSANCE ?
The tax return of SMBI CROISSANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SMBI CROISSANCE operate?
SMBI CROISSANCE operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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