SIREN : 440698611
SMB CONSTRUCTION is a French company founded 24 years ago, specialized in the sector Construction de maisons individuelles. Based in SAINT-PAUL (97460), this company of category PME shows in 2018 a revenue of 35 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 |
|---|---|---|
| Revenue | 34 865 € | 37 675 € |
| Net income | -698 € | 3 509 € |
| EBITDA | 289 € | 4 313 € |
| Net margin | -2.0% | 9.3% |
In 2018, SMB CONSTRUCTION achieves revenue of 35 k€. Slight decline of -7% vs 2017. After deducting consumption (2 k€), gross margin stands at 33 k€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 289 €, representing 0.8% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -93%, reducing margin by 10.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -698 € (-2.0% of revenue), which will impact equity.
34 865 €
32 881 €
289 €
103 €
-698 €
0.8%
The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
75.415%
46.356%
-1.976%
-68.325
0.2%
In 2018, the debt ratio of SMB CONSTRUCTION (75.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of SMB CONSTRUCTION (46.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2018, the repayment capacity of SMB CONSTRUCTION (-68.33) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 534.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.8x. Financial charges are adequately covered by operations.
534.416
2.768
In 2018, the liquidity ratio of SMB CONSTRUCTION (534.42) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2018, the interest coverage of SMB CONSTRUCTION (2.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 981 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. The gap of 899 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1160 days of revenue, i.e. 112 k€ to permanently finance.
112 322 €
981 j
82 j
0 j
1160 j
Based on 113 transactions of similar company sales (all years), the value of SMB CONSTRUCTION is estimated at 2 097 € (range 1 249€ - 6 552€). With an EBITDA of 289€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SMB CONSTRUCTION with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of SMB CONSTRUCTION in 2018 is 35 k€.
SMB CONSTRUCTION recorded a net loss in 2018.
The headquarters of SMB CONSTRUCTION is located in SAINT-PAUL (97460), in the department La Reunion.
The tax return of SMB CONSTRUCTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SMB CONSTRUCTION operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.