SIREN : 519672547
SMB is a French company founded 16 years ago, specialized in the sector Activités de soutien aux cultures. Based in COURTENAY (45320), this company of category PME shows in 2019 a revenue of 122 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 121 697 € | 120 947 € | 121 767 € | 121 807 € |
| Net income | 18 229 € | 27 800 € | 16 059 € | -17 597 € |
| EBITDA | 41 012 € | 49 321 € | 56 425 € | 54 862 € |
| Net margin | 15.0% | 23.0% | 13.2% | -14.4% |
In 2019, SMB achieves revenue of 122 k€. Activity remains stable over the period (CAGR: -0.0%). Vs 2018: +1%. After deducting consumption (16 k€), gross margin stands at 106 k€, i.e. a rate of 87%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 41 k€, representing 33.7% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -17%, reducing margin by 7.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 18 k€, i.e. 15.0% of revenue. This profit can be retained or distributed to shareholders.
121 697 €
105 584 €
41 012 €
10 010 €
18 229 €
33.7%
The debt ratio (= Financial debt / Equity x 100) stands at 412%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 43.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
411.792%
73.638%
42.987%
3.824
29.5%
In 2019, the debt ratio of SMB (411.79) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of SMB (73.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2019, the repayment capacity of SMB (3.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 179.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.1x. Financial charges are adequately covered by operations.
179.204
2.112
In 2019, the liquidity ratio of SMB (179.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of SMB (2.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. Excellent situation: suppliers finance 48 days of the operating cycle (retail model). Inventory turnover is 11 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 70 days of revenue, i.e. 24 k€ to permanently finance. Over 2016-2019, WCR increased by +135%, requiring additional financing.
23 506 €
5 j
53 j
11 j
70 j
Based on 50 transactions of similar company sales
(all years),
the value of SMB is estimated at
75 958 €
(range 28 160€ - 131 530€).
With an EBITDA of 41 012€, the sector multiple of 2.7x is applied.
The price/revenue ratio is 0.37x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SMB with other companies in the same sector:
Voir toutes les statistiques du secteur Activités de soutien aux cultures
The revenue of SMB in 2019 is 122 k€.
Yes, SMB generated a net profit of 18 k€ in 2019.
The headquarters of SMB is located in COURTENAY (45320), in the department Loiret.
The tax return of SMB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SMB operates in the sector Activités de soutien aux cultures (NAF code 01.61Z). See the 'Sector positioning' section above to compare the company with its competitors.