SIREN : 810568873
SM PATRIMOINE is a French company founded 11 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in NIMES (30900), this company of category PME shows in 2022 a revenue of 146 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|
| Revenue | 145 697 € | 118 059 € | 120 406 € | 117 711 € |
| Net income | -5 375 € | -19 807 € | -49 891 € | -17 655 € |
| EBITDA | 87 547 € | 60 303 € | 20 246 € | 52 853 € |
| Net margin | -3.7% | -16.8% | -41.4% | -15.0% |
In 2022, SM PATRIMOINE achieves revenue of 146 k€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +7.4%. Vs 2021, growth of +23% (118 k€ -> 146 k€). After deducting consumption (0 €), gross margin stands at 146 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 88 k€, representing 60.1% of revenue. Positive scissor effect: EBITDA margin improves by +9.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -5 k€ (-3.7% of revenue), which will impact equity.
145 697 €
145 697 €
87 547 €
22 440 €
-5 375 €
60.1%
The debt ratio (= Financial debt / Equity x 100) stands at 9782%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 41.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9782.128%
0.98%
40.997%
22.78
78.6%
In 2022, the debt ratio of SM PATRIMOINE (9782.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of SM PATRIMOINE (1.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of SM PATRIMOINE (22.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 12.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.3x. Operating income very largely covers interest expenses: high safety margin.
12.413
28.345
In 2022, the liquidity ratio of SM PATRIMOINE (12.41) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of SM PATRIMOINE (28.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 168 days. Excellent situation: suppliers finance 168 days of the operating cycle (retail model). WCR is negative (-44 days): operations structurally generate cash. Notable WCR improvement over the period (-780%), freeing up cash.
-17 701 €
0 j
168 j
0 j
-44 j
Based on 241 transactions of similar company sales in 2022, the value of SM PATRIMOINE is estimated at 215 837 € (range 89 966€ - 503 158€). With an EBITDA of 87 547€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 241 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SM PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of SM PATRIMOINE in 2022 is 146 k€.
SM PATRIMOINE recorded a net loss in 2022.
The headquarters of SM PATRIMOINE is located in NIMES (30900), in the department Gard.
The tax return of SM PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SM PATRIMOINE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.