Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2020-03-01 (6 years)Status: ActiveBusiness sector: Travaux d'isolationLocation: BISCHWILLER (67240), Bas-Rhin
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SM ISOLATION : revenue, balance sheet and financial ratios
SM ISOLATION is a French company
founded 6 years ago,
specialized in the sector Travaux d'isolation.
Based in BISCHWILLER (67240),
this company of category PME
shows in 2020 a revenue of 339 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SM ISOLATION (SIREN 882764020)
Indicator
2021
2020
Revenue
N/C
339 334 €
Net income
0 €
12 733 €
EBITDA
N/C
117 863 €
Net margin
N/C
3.8%
Revenue and income statement
In 2021, SM ISOLATION records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2021)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
4.505%
Financial autonomy (2021)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
3.653%
Solvency indicators evolution SM ISOLATION
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
Debt ratio
452.549
4.505
Financial autonomy
74.607
3.653
Repayment capacity
4.042
None
Cash flow / Revenue
31.762%
None%
Sector positioning
Debt ratio
4.52021
2020
2021
Q1: 0.89
Med: 22.75
Q3: 81.8
Good-46 pts over 2 years
In 2021, the debt ratio of SM ISOLATION (4.50) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
3.65%2021
2020
2021
Q1: 9.55%
Med: 28.36%
Q3: 49.15%
Average-54 pts over 2 years
In 2021, the financial autonomy of SM ISOLATION (3.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
4.04 years2020
2020
Q1: 0.0 years
Med: 0.04 years
Q3: 1.53 years
Watch
In 2020, the repayment capacity of SM ISOLATION (4.04) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 528.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2021)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
528.829
Liquidity indicators evolution SM ISOLATION
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2020
2021
Liquidity ratio
187.39
528.829
Interest coverage
6.867
None
Sector positioning
Liquidity ratio
528.832021
2020
2021
Q1: 137.05
Med: 193.68
Q3: 285.26
Excellent+30 pts over 2 years
In 2021, the liquidity ratio of SM ISOLATION (528.83) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
6.87x2020
2020
Q1: 0.0x
Med: 0.06x
Q3: 1.63x
Excellent
In 2020, the interest coverage of SM ISOLATION (6.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2021)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2021)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2021)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2021)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SM ISOLATION
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
Operating WCR
17 296 €
0 €
Inventory turnover (days)
0
0
Customer payment term (days)
71
0
Supplier payment term (days)
57
0
Positioning of SM ISOLATION in its sector
Comparison with sector Travaux d'isolation
Similar companies (Travaux d'isolation)
Compare SM ISOLATION with other companies in the same sector:
Yes, SM ISOLATION generated a net profit of 13 k€ in 2020.
Where is the headquarters of SM ISOLATION ?
The headquarters of SM ISOLATION is located in BISCHWILLER (67240), in the department Bas-Rhin.
Where to find the tax return of SM ISOLATION ?
The tax return of SM ISOLATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SM ISOLATION operate?
SM ISOLATION operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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