SIREN : 843534264
SM INSERTION is a French company founded 7 years ago, specialized in the sector Activités des agences de travail temporaire . Based in VICHY (03200), this company of category PME shows in 2024 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 1 813 319 € | 1 651 891 € | 1 265 651 € | 1 093 641 € | 969 967 € | 556 039 € |
| Net income | 74 796 € | 91 063 € | 52 437 € | 67 575 € | 69 452 € | 2 501 € |
| EBITDA | 95 787 € | 112 169 € | 54 660 € | 85 015 € | 98 729 € | 7 135 € |
| Net margin | 4.1% | 5.5% | 4.1% | 6.2% | 7.2% | 0.4% |
In 2024, SM INSERTION achieves revenue of 1.8 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +26.7%. Vs 2023: +10%. After deducting consumption (0 €), gross margin stands at 1.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 96 k€, representing 5.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 75 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
1 813 319 €
1 813 319 €
95 787 €
91 925 €
74 796 €
4.7%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.968%
45.506%
2.986%
0.057
62.9%
In 2024, the debt ratio of SM INSERTION (0.97) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SM INSERTION (45.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SM INSERTION (0.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 182.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
182.89
0.0
In 2024, the liquidity ratio of SM INSERTION (182.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SM INSERTION (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 181 days. Excellent situation: suppliers finance 110 days of the operating cycle (retail model). Overall, WCR represents 31 days of revenue, i.e. 156 k€ to permanently finance. Over 2019-2024, WCR increased by +238%, requiring additional financing.
156 471 €
71 j
181 j
0 j
31 j
Based on 135 transactions of similar company sales (all years), the value of SM INSERTION is estimated at 166 626 € (range 93 289€ - 375 652€). With an EBITDA of 95 787€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.08x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SM INSERTION with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agences de travail temporaire
The revenue of SM INSERTION in 2024 is 1.8 M€.
Yes, SM INSERTION generated a net profit of 75 k€ in 2024.
The headquarters of SM INSERTION is located in VICHY (03200), in the department Allier.
The tax return of SM INSERTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SM INSERTION operates in the sector Activités des agences de travail temporaire (NAF code 78.20Z). See the 'Sector positioning' section above to compare the company with its competitors.