SIREN : 799098447
SJ HOLDING is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in VAL D'ARRY (14210), this company of category PME shows in 2022 a revenue of 170 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 |
|---|---|
| Revenue | 170 250 € |
| Net income | 537 511 € |
| EBITDA | 57 294 € |
| Net margin | 315.7% |
In 2022, SJ HOLDING achieves revenue of 170 k€. After deducting consumption (0 €), gross margin stands at 170 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 57 k€, representing 33.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 538 k€, i.e. 315.7% of revenue. This profit can be retained or distributed to shareholders.
170 250 €
170 250 €
57 294 €
57 295 €
537 511 €
33.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 59.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.379%
94.098%
59.271%
0.035
In 2022, the debt ratio of SJ HOLDING (0.38) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of SJ HOLDING (94.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of SJ HOLDING (0.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 490.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.5x. Financial charges are adequately covered by operations.
490.82
3.465
In 2022, the liquidity ratio of SJ HOLDING (490.82) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of SJ HOLDING (3.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 64 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 265 days. Excellent situation: suppliers finance 201 days of the operating cycle (retail model). Overall, WCR represents 123 days of revenue, i.e. 58 k€ to permanently finance.
58 380 €
64 j
265 j
0 j
123 j
Based on 109 transactions of similar company sales in 2022, the value of SJ HOLDING is estimated at 769 285 € (range 370 674€ - 1 639 424€). With an EBITDA of 57 294€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SJ HOLDING with other companies in the same sector:
The revenue of SJ HOLDING in 2022 is 170 k€.
Yes, SJ HOLDING generated a net profit of 538 k€ in 2022.
The headquarters of SJ HOLDING is located in VAL D'ARRY (14210), in the department Calvados.
The tax return of SJ HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SJ HOLDING operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.