SIREN : 850217894
SIPALM is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in DIJON (21000), this company of category PME shows in 2024 a revenue of 174 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 174 400 € | 101 733 € | 225 651 € | 285 454 € | 283 958 € | 141 070 € |
| Net income | 456 273 € | 56 706 € | 2 063 580 € | 1 422 186 € | 150 091 € | 68 842 € |
| EBITDA | 18 199 € | -123 665 € | 76 600 € | 165 040 € | 168 622 € | 72 551 € |
| Net margin | 261.6% | 55.7% | 914.5% | 498.2% | 52.9% | 48.8% |
In 2024, SIPALM achieves revenue of 174 k€. Revenue is growing positively over 6 years (CAGR: +4.3%). Vs 2023, growth of +71% (102 k€ -> 174 k€). After deducting consumption (0 €), gross margin stands at 174 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 10.4% of revenue. Positive scissor effect: EBITDA margin improves by +132.0 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 456 k€, i.e. 261.6% of revenue. This profit can be retained or distributed to shareholders.
174 400 €
174 400 €
18 199 €
-1 866 €
456 273 €
10.4%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 273.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
38.537%
71.837%
273.302%
4.475
43.1%
In 2024, the debt ratio of SIPALM (38.54) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SIPALM (71.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SIPALM (4.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 7737.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 416.6x. Operating income very largely covers interest expenses: high safety margin.
7737.366
416.567
In 2024, the liquidity ratio of SIPALM (7737.37) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SIPALM (416.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 76 days. Excellent situation: suppliers finance 76 days of the operating cycle (retail model). Overall, WCR represents 891 days of revenue, i.e. 432 k€ to permanently finance. Over 2019-2024, WCR increased by +3408%, requiring additional financing.
431 698 €
0 j
76 j
0 j
891 j
Based on 62 transactions of similar company sales
in 2024,
the value of SIPALM is estimated at
734 070 €
(range 213 323€ - 1 478 855€).
With an EBITDA of 18 199€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SIPALM with other companies in the same sector:
The revenue of SIPALM in 2024 is 174 k€.
Yes, SIPALM generated a net profit of 456 k€ in 2024.
The headquarters of SIPALM is located in DIJON (21000), in the department Cote-d'Or.
The tax return of SIPALM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SIPALM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.