SIREN : 501055750
SINFI is a French company founded 18 years ago, specialized in the sector Gestion de fonds. Based in SAINT-CERE (46400), this company of category ETI shows in 2024 a revenue of 134 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 133 694 € | 133 632 € | 132 696 € | 132 071 € | 127 467 € | 127 535 € | 134 743 € | 153 942 € | 142 874 € |
| Net income | 2 245 645 € | 3 099 006 € | 836 990 € | -22 146 € | 1 980 483 € | 815 647 € | 187 365 € | 506 668 € | 454 281 € |
| EBITDA | -25 993 € | -36 504 € | -112 668 € | -4 231 € | -12 820 € | -11 746 € | -5 236 € | 434 € | -18 114 € |
| Net margin | 1679.7% | 2319.1% | 630.8% | -16.8% | 1553.7% | 639.5% | 139.1% | 329.1% | 318.0% |
In 2024, SINFI achieves revenue of 134 k€. Activity remains stable over the period (CAGR: -0.8%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 134 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -26 k€, representing -19.4% of revenue. Positive scissor effect: EBITDA margin improves by +7.9 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.2 M€, i.e. 1679.7% of revenue. This profit can be retained or distributed to shareholders.
133 694 €
133 694 €
-25 993 €
-25 904 €
2 245 645 €
-19.4%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1679.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
17.144%
82.993%
1679.671%
0.688
100.0%
In 2024, the debt ratio of SINFI (17.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SINFI (83.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SINFI (0.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 998.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
998.307
-812.192
In 2024, the liquidity ratio of SINFI (998.31) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SINFI (-812.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 226 days. Excellent situation: suppliers finance 226 days of the operating cycle (retail model). Overall, WCR represents 94 days of revenue, i.e. 35 k€ to permanently finance. Notable WCR improvement over the period (-88%), freeing up cash.
34 785 €
0 j
226 j
0 j
94 j
Based on 62 transactions of similar company sales
in 2024,
the value of SINFI is estimated at
6 663 673 €
(range 1 897 691€ - 13 221 064€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SINFI with other companies in the same sector:
The revenue of SINFI in 2024 is 134 k€.
Yes, SINFI generated a net profit of 2.2 M€ in 2024.
The headquarters of SINFI is located in SAINT-CERE (46400), in the department Lot.
The tax return of SINFI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SINFI operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.