SIREN : 831182126
SILKPAY is a French company founded 8 years ago, specialized in the sector Programmation informatique. Based in MONTREUIL (93100), this company of category PME shows in 2022 a revenue of 297 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 |
|---|---|
| Revenue | 296 824 € |
| Net income | -153 104 € |
| EBITDA | -22 295 € |
| Net margin | -51.6% |
In 2022, SILKPAY achieves revenue of 297 k€. After deducting consumption (0 €), gross margin stands at 297 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -22 k€, representing -7.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -153 k€ (-51.6% of revenue), which will impact equity.
296 824 €
296 824 €
-22 295 €
-231 228 €
-153 104 €
-7.5%
The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 18.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
71.962%
54.696%
18.724%
10.827
15.5%
In 2022, the debt ratio of SILKPAY (71.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of SILKPAY (54.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of SILKPAY (10.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 553.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
553.706
-35.699
In 2022, the liquidity ratio of SILKPAY (553.71) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of SILKPAY (-35.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 106 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 53 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 144 days of revenue, i.e. 119 k€ to permanently finance.
118 917 €
106 j
53 j
0 j
144 j
Based on 120 transactions of similar company sales (all years), the value of SILKPAY is estimated at 80 619 € (range 45 573€ - 197 169€). The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SILKPAY with other companies in the same sector:
Voir toutes les statistiques du secteur Programmation informatique
The revenue of SILKPAY in 2022 is 297 k€.
SILKPAY recorded a net loss in 2022.
The headquarters of SILKPAY is located in MONTREUIL (93100), in the department Seine-Saint-Denis.
The tax return of SILKPAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SILKPAY operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.