SIREN : 840990121
SILEX FINANCE is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category PME shows in 2024 a revenue of 29.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 29 135 551 € | 22 300 475 € | 15 215 872 € | 18 577 330 € | 8 651 259 € | 2 859 876 € |
| Net income | 135 180 € | 2 723 € | -240 585 € | 1 187 714 € | 722 361 € | -236 € |
| EBITDA | 295 855 € | -33 503 € | -263 439 € | 1 580 012 € | 1 004 763 € | 119 € |
| Net margin | 0.5% | 0.0% | -1.6% | 6.4% | 8.3% | -0.0% |
In 2024, SILEX FINANCE achieves revenue of 29.1 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +59.1%. Vs 2023, growth of +31% (22.3 M€ -> 29.1 M€). After deducting consumption (0 €), gross margin stands at 29.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 296 k€, representing 1.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 135 k€, i.e. 0.5% of revenue. This profit can be retained or distributed to shareholders.
29 135 551 €
29 135 551 €
295 855 €
293 187 €
135 180 €
1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 0.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.124%
13.33%
0.473%
0.011
18.8%
In 2024, the debt ratio of SILEX FINANCE (0.12) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SILEX FINANCE (13.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SILEX FINANCE (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 112.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
112.006
0.206
In 2024, the liquidity ratio of SILEX FINANCE (112.01) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of SILEX FINANCE (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Favorable situation: supplier credit is longer than customer credit by 7 days. Overall, WCR represents 20 days of revenue, i.e. 1.6 M€ to permanently finance. Over 2019-2024, WCR increased by +228%, requiring additional financing.
1 604 786 €
53 j
60 j
0 j
20 j
Based on 193 transactions of similar company sales (all years), the value of SILEX FINANCE is estimated at 8 820 579 € (range 2 466 646€ - 17 133 045€). With an EBITDA of 295 855€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SILEX FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SILEX FINANCE in 2024 is 29.1 M€.
Yes, SILEX FINANCE generated a net profit of 135 k€ in 2024.
The headquarters of SILEX FINANCE is located in PARIS (75008), in the department Paris.
The tax return of SILEX FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SILEX FINANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.