SIREN : 518999131
SIL FINANCES is a French company founded 16 years ago, specialized in the sector Autres activités informatiques. Based in CHEVILLY-LARUE (94550), this company of category PME shows in 2022 a revenue of 25 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 25 200 € | 24 000 € | 12 083 € | 122 000 € | 120 000 € | 130 000 € |
| Net income | 47 877 € | 36 626 € | -2 141 € | 1 736 € | 9 537 € | 4 387 € |
| EBITDA | 640 € | 21 776 € | -11 245 € | 1 748 € | -6 838 € | 2 010 € |
| Net margin | 190.0% | 152.6% | -17.7% | 1.4% | 7.9% | 3.4% |
In 2022, SIL FINANCES achieves revenue of 25 k€. Revenue is declining over the period 2016-2022 (CAGR: -23.9%). Vs 2021: +5%. After deducting consumption (0 €), gross margin stands at 25 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 640 €, representing 2.5% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -97%, reducing margin by 88.2 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 48 k€, i.e. 190.0% of revenue. This profit can be retained or distributed to shareholders.
25 200 €
25 200 €
640 €
640 €
47 877 €
2.5%
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 190.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
23.299%
59.059%
189.988%
0.562
In 2022, the debt ratio of SIL FINANCES (23.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of SIL FINANCES (59.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of SIL FINANCES (0.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 356.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 86.7x. Operating income very largely covers interest expenses: high safety margin.
356.622
86.719
In 2022, the liquidity ratio of SIL FINANCES (356.62) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of SIL FINANCES (86.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1167 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 342 days. The gap of 825 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2341 days of revenue, i.e. 164 k€ to permanently finance. Over 2016-2022, WCR increased by +372%, requiring additional financing.
163 881 €
1167 j
342 j
0 j
2341 j
Indicative estimate only : the number of comparable transactions in this sector is limited (36 transactions). This range of 7 121€ to 33 342€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 36 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SIL FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Autres activités informatiques
The revenue of SIL FINANCES in 2022 is 25 k€.
Yes, SIL FINANCES generated a net profit of 48 k€ in 2022.
The headquarters of SIL FINANCES is located in CHEVILLY-LARUE (94550), in the department Val-de-Marne.
The tax return of SIL FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SIL FINANCES operates in the sector Autres activités informatiques (NAF code 62.09Z). See the 'Sector positioning' section above to compare the company with its competitors.