SIREN : 981904600
SIJ is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in VANNES (56000), this company of category PME shows in 2024 a revenue of 304 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 |
|---|---|
| Revenue | 303 695 € |
| Net income | 351 € |
| EBITDA | 187 738 € |
| Net margin | 0.1% |
In 2024, SIJ achieves revenue of 304 k€. After deducting consumption (603 €), gross margin stands at 303 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 188 k€, representing 61.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 351 €, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.
303 695 €
303 092 €
187 738 €
98 615 €
351 €
61.8%
The debt ratio (= Financial debt / Equity x 100) stands at 2145%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 26.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 26.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2144.699%
3.617%
26.644%
26.598
97.1%
In 2024, the debt ratio of SIJ (2144.70) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SIJ (3.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SIJ (26.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 24.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 52.3x. Operating income very largely covers interest expenses: high safety margin.
24.808
52.308
In 2024, the liquidity ratio of SIJ (24.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SIJ (52.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1814 days. Excellent situation: suppliers finance 1799 days of the operating cycle (retail model). Overall, WCR represents 125 days of revenue, i.e. 106 k€ to permanently finance.
105 537 €
15 j
1814 j
0 j
125 j
Based on 62 transactions of similar company sales
in 2024,
the value of SIJ is estimated at
478 612 €
(range 154 568€ - 1 092 085€).
With an EBITDA of 187 738€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SIJ with other companies in the same sector:
The revenue of SIJ in 2024 is 304 k€.
Yes, SIJ generated a net profit of 351€ in 2024.
The headquarters of SIJ is located in VANNES (56000), in the department Morbihan.
The tax return of SIJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SIJ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.