Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-04-02 (19 years)Status: ActiveBusiness sector: Entretien et réparation de véhicules automobiles légersLocation: FABREGUES (34690), Herault
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SIGNATURE AUTO : revenue, balance sheet and financial ratios
SIGNATURE AUTO is a French company
founded 19 years ago,
specialized in the sector Entretien et réparation de véhicules automobiles légers.
Based in FABREGUES (34690),
this company of category PME
shows in 2015 a revenue of 3.4 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SIGNATURE AUTO (SIREN 495051450)
Indicator
2015
Revenue
3 407 760 €
Net income
81 566 €
EBITDA
110 447 €
Net margin
2.4%
Revenue and income statement
In 2015, SIGNATURE AUTO achieves revenue of 3.4 M€. After deducting consumption (2.7 M€), gross margin stands at 670 k€, i.e. a rate of 20%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 110 k€, representing 3.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 82 k€, i.e. 2.4% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2015)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
3 407 760 €
Gross margin (2015)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
670 492 €
EBITDA (2015)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
110 447 €
EBIT (2015)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
128 631 €
Net income (2015)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
81 566 €
EBITDA margin (2015)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
3.2%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Debt ratio (2015)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
2.107%
Financial autonomy (2015)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
90.426%
Cash flow / Revenue (2015)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
1.86%
Repayment capacity (2015)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.386
Asset age ratio (2015)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
Debt ratio
2.107
Financial autonomy
90.426
Repayment capacity
0.386
Cash flow / Revenue
1.86%
Sector positioning
Debt ratio
2.112015
2015
Q1: 0.0
Med: 20.75
Q3: 122.49
Good
In 2015, the debt ratio of SIGNATURE AUTO (2.11) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
90.43%2015
2015
Q1: 5.62%
Med: 26.03%
Q3: 52.13%
Excellent
In 2015, the financial autonomy of SIGNATURE AUTO (90.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.39 years2015
2015
Q1: 0.0 years
Med: 0.17 years
Q3: 2.24 years
Average
In 2015, the repayment capacity of SIGNATURE AUTO (0.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1292.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
Liquidity ratio (2015)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1292.91
Interest coverage (2015)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.064
Liquidity indicators evolution SIGNATURE AUTO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2015
Liquidity ratio
1292.91
Interest coverage
0.064
Sector positioning
Liquidity ratio
1292.912015
2015
Q1: 79.09
Med: 128.88
Q3: 213.71
Excellent
In 2015, the liquidity ratio of SIGNATURE AUTO (1292.91) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.06x2015
2015
Q1: 0.0x
Med: 0.43x
Q3: 7.19x
Average
In 2015, the interest coverage of SIGNATURE AUTO (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Inventory turnover is 125 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 119 days of revenue, i.e. 1.1 M€ to permanently finance.
Operating WCR (2015)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
1 128 889 €
Customer credit (2015)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
1 j
Supplier credit (2015)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
3 j
Inventory turnover (2015)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
125 j
WCR in days of revenue (2015)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
119 j
WCR and payment terms evolution SIGNATURE AUTO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
Operating WCR
1 128 889 €
Inventory turnover (days)
125
Customer payment term (days)
1
Supplier payment term (days)
3
Positioning of SIGNATURE AUTO in its sector
Comparison with sector Entretien et réparation de véhicules automobiles légers
Valuation estimate
Based on 1254 transactions of similar company sales
(all years),
the value of SIGNATURE AUTO is estimated at
650 022 €
(range 332 305€ - 1 178 427€).
With an EBITDA of 110 447€, the sector multiple of 4.0x is applied.
The price/revenue ratio is 0.35x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2015
1254 transactions
332k€650k€1178k€
650 022 €Range: 332 305€ - 1 178 427€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
110 447 €×4.0x
Estimation440 540 €
199 204€ - 800 225€
Revenue Multiple30%
3 407 760 €×0.35x
Estimation1 184 585 €
670 613€ - 2 063 604€
Net Income Multiple20%
81 566 €×4.6x
Estimation371 886 €
157 600€ - 796 168€
How is this estimate calculated?
This estimate is based on the analysis of 1254 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Entretien et réparation de véhicules automobiles légers)
Compare SIGNATURE AUTO with other companies in the same sector:
Yes, SIGNATURE AUTO generated a net profit of 82 k€ in 2015.
Where is the headquarters of SIGNATURE AUTO ?
The headquarters of SIGNATURE AUTO is located in FABREGUES (34690), in the department Herault.
Where to find the tax return of SIGNATURE AUTO ?
The tax return of SIGNATURE AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SIGNATURE AUTO operate?
SIGNATURE AUTO operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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