SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES : revenue, balance sheet and financial ratios

SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES is a French company founded 19 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in L'ISLE-D'ABEAU (38080), this company of category GE shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES (SIREN 498020593)
Indicator 2024 2023 2022 2021 2020 2019 2017 2016
Revenue 1 192 550 € 1 152 762 € 1 143 144 € 1 049 526 € 1 047 247 € 1 038 604 € 988 383 € 962 593 €
Net income 300 874 € 264 884 € 260 438 € 186 803 € 163 997 € 80 598 € 96 909 € 94 086 €
EBITDA 516 277 € 467 029 € 465 441 € 368 599 € 346 042 € 317 214 € 312 893 € 291 082 €
Net margin 25.2% 23.0% 22.8% 17.8% 15.7% 7.8% 9.8% 9.8%

Revenue and income statement

In 2024, SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES achieves revenue of 1.2 M€. Revenue is growing positively over 8 years (CAGR: +2.7%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 516 k€, representing 43.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 301 k€, i.e. 25.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 192 550 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 192 550 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

516 277 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

411 472 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

300 874 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

43.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 34.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

23.901%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

76.843%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

34.018%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.328

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

63.7%

Solvency indicators evolution
SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES

Sector positioning

Debt ratio
23.9 2024
2022
2023
2024
Q1: -20.62
Med: 5.98
Q3: 146.83
Average

In 2024, the debt ratio of SICMVPA - SOCIETE IMMOBIL... (23.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
76.84% 2024
2022
2023
2024
Q1: 0.04%
Med: 27.47%
Q3: 73.82%
Excellent +12 pts over 3 years

In 2024, the financial autonomy of SICMVPA - SOCIETE IMMOBIL... (76.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.33 years 2024
2022
2023
2024
Q1: -0.02 years
Med: 0.65 years
Q3: 10.57 years
Average

In 2024, the repayment capacity of SICMVPA - SOCIETE IMMOBIL... (1.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 518.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

518.119

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.473

Liquidity indicators evolution
SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES

Sector positioning

Liquidity ratio
518.12 2024
2022
2023
2024
Q1: 83.33
Med: 307.99
Q3: 1318.25
Good -20 pts over 3 years

In 2024, the liquidity ratio of SICMVPA - SOCIETE IMMOBIL... (518.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
4.47x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 20.04x
Good

In 2024, the interest coverage of SICMVPA - SOCIETE IMMOBIL... (4.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Overall, WCR represents 168 days of revenue, i.e. 555 k€ to permanently finance. Over 2016-2024, WCR increased by +1187%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

555 287 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

168 j

WCR and payment terms evolution
SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES

Positioning of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 169 transactions of similar company sales in 2024, the value of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES is estimated at 2 144 165 € (range 616 207€ - 3 862 198€). With an EBITDA of 516 277€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
169 transactions
616k€ 2144k€ 3862k€
2 144 165 € Range: 616 207€ - 3 862 198€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
516 277 € × 5.6x
Estimation 2 891 062 €
765 283€ - 5 160 190€
Revenue Multiple 30%
1 192 550 € × 0.81x
Estimation 961 944 €
367 589€ - 1 793 790€
Net Income Multiple 20%
300 874 € × 6.8x
Estimation 2 050 255 €
616 447€ - 3 719 834€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES

What is the revenue of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES ?

The revenue of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES in 2024 is 1.2 M€.

Is SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES profitable?

Yes, SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES generated a net profit of 301 k€ in 2024.

Where is the headquarters of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES ?

The headquarters of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES is located in L'ISLE-D'ABEAU (38080), in the department Isere.

Where to find the tax return of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES ?

The tax return of SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES operate?

SICMVPA - SOCIETE IMMOBILIERE POUR LA CONSTRUCTION DE MAISONS DE VIE POUR PERSONNES AGEES operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.