SIREN : 429488372
SIBC is a French company founded 26 years ago, specialized in the sector Agences immobilières. Based in PLERIN (22190), this company of category GE shows in 2024 a revenue of 629 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 628 539 € | 585 520 € | 591 650 € | 520 948 € | 460 464 € | 522 566 € | 512 908 € | 481 688 € | 484 154 € |
| Net income | 127 279 € | 111 690 € | 145 640 € | 122 218 € | 75 347 € | 114 287 € | 140 328 € | 75 666 € | 90 551 € |
| EBITDA | 375 923 € | 343 259 € | 342 162 € | 306 717 € | 239 811 € | 300 864 € | 308 638 € | 262 964 € | 265 516 € |
| Net margin | 20.2% | 19.1% | 24.6% | 23.5% | 16.4% | 21.9% | 27.4% | 15.7% | 18.7% |
In 2024, SIBC achieves revenue of 629 k€. Revenue is growing positively over 9 years (CAGR: +3.3%). Vs 2023: +7%. After deducting consumption (0 €), gross margin stands at 629 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 376 k€, representing 59.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 127 k€, i.e. 20.2% of revenue. This profit can be retained or distributed to shareholders.
628 539 €
628 539 €
375 923 €
243 181 €
127 279 €
59.8%
The debt ratio (= Financial debt / Equity x 100) stands at 105%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 42.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
105.002%
44.733%
42.033%
5.29
20.5%
In 2024, the debt ratio of SIBC (105.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SIBC (44.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SIBC (5.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1821.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.4x. Operating income very largely covers interest expenses: high safety margin.
1821.558
19.381
In 2024, the liquidity ratio of SIBC (1821.56) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SIBC (19.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 107 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 102 days. The company must finance 5 days of gap between collections and payments. Overall, WCR represents 31 days of revenue, i.e. 54 k€ to permanently finance. Over 2016-2024, WCR increased by +517%, requiring additional financing.
53 665 €
107 j
102 j
0 j
31 j
Based on 64 transactions of similar company sales
in 2024,
the value of SIBC is estimated at
774 880 €
(range 302 150€ - 1 033 115€).
With an EBITDA of 375 923€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SIBC with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of SIBC in 2024 is 629 k€.
Yes, SIBC generated a net profit of 127 k€ in 2024.
The headquarters of SIBC is located in PLERIN (22190), in the department Cotes-d'Armor.
The tax return of SIBC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SIBC operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.