SIREN : 572059939
SIACI SAINT HONORE is a French company founded 69 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category ETI shows in 2024 a revenue of 279.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 279 846 107 € | 262 297 555 € | 246 452 905 € | 240 987 302 € | 212 452 520 € | 209 117 326 € | 215 438 314 € | 196 237 766 € | 183 996 782 € |
| Net income | -17 403 138 € | 24 568 515 € | 24 316 524 € | 7 834 484 € | -4 885 849 € | -8 026 220 € | 13 860 515 € | 17 072 455 € | 19 062 717 € |
| EBITDA | -15 443 407 € | -5 839 411 € | -1 401 619 € | 16 519 513 € | -608 304 € | -20 123 712 € | 5 277 333 € | 16 422 210 € | 23 146 682 € |
| Net margin | -6.2% | 9.4% | 9.9% | 3.3% | -2.3% | -3.8% | 6.4% | 8.7% | 10.4% |
In 2024, SIACI SAINT HONORE achieves revenue of 279.8 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.4%. Vs 2023: +7%. After deducting consumption (0 €), gross margin stands at 279.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -15.4 M€, representing -5.5% of revenue. Warning negative scissor effect: despite revenue change (+7%), EBITDA varies by -164%, reducing margin by 3.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -17.4 M€ (-6.2% of revenue), which will impact equity.
279 846 107 €
279 846 107 €
-15 443 407 €
18 542 870 €
-17 403 138 €
-5.5%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 16.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
22.426%
45.634%
16.006%
5.21
31.7%
In 2024, the debt ratio of SIACI SAINT HONORE (22.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SIACI SAINT HONORE (45.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SIACI SAINT HONORE (5.21) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 86.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
86.667
-586.927
In 2024, the liquidity ratio of SIACI SAINT HONORE (86.67) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of SIACI SAINT HONORE (-586.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 138 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 566 days. Excellent situation: suppliers finance 428 days of the operating cycle (retail model). WCR is negative (-245 days): operations structurally generate cash. Notable WCR improvement over the period (-636%), freeing up cash.
-190 211 399 €
138 j
566 j
0 j
-245 j
Based on 193 transactions of similar company sales (all years), the value of SIACI SAINT HONORE is estimated at 274 928 704 € (range 76 668 504€ - 511 319 719€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SIACI SAINT HONORE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SIACI SAINT HONORE in 2024 is 279.8 M€.
SIACI SAINT HONORE recorded a net loss in 2024.
The headquarters of SIACI SAINT HONORE is located in PARIS (75017), in the department Paris.
The tax return of SIACI SAINT HONORE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SIACI SAINT HONORE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.