SIREN : 525266367
SGL FINANCES is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in MAROMME (76150), this company of category PME shows in 2024 a revenue of 276 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 276 013 € | 197 443 € | 129 000 € | 84 000 € | 84 000 € | 84 000 € | 132 000 € | 132 000 € |
| Net income | 185 442 € | 165 695 € | 77 867 € | 116 139 € | 152 026 € | 155 530 € | -9 518 € | -325 347 € |
| EBITDA | 13 640 € | 5 944 € | 4 326 € | -8 788 € | -9 451 € | -6 297 € | -4 413 € | -23 242 € |
| Net margin | 67.2% | 83.9% | 60.4% | 138.3% | 181.0% | 185.2% | -7.2% | -246.5% |
In 2024, SGL FINANCES achieves revenue of 276 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.7%. Vs 2023, growth of +40% (197 k€ -> 276 k€). After deducting consumption (0 €), gross margin stands at 276 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 4.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 185 k€, i.e. 67.2% of revenue. This profit can be retained or distributed to shareholders.
276 013 €
276 013 €
13 640 €
18 208 €
185 442 €
4.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 60.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.276%
93.13%
60.699%
0.014
In 2024, the debt ratio of SGL FINANCES (0.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SGL FINANCES (93.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SGL FINANCES (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 647.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 25.1x. Operating income very largely covers interest expenses: high safety margin.
647.001
25.081
In 2024, the liquidity ratio of SGL FINANCES (647.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SGL FINANCES (25.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 65 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Overall, WCR represents 385 days of revenue, i.e. 295 k€ to permanently finance. Over 2016-2024, WCR increased by +2194%, requiring additional financing.
295 486 €
63 j
65 j
0 j
385 j
Based on 54 transactions of similar company sales
in 2024,
the value of SGL FINANCES is estimated at
135 880 €
(range 70 447€ - 391 785€).
With an EBITDA of 13 640€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SGL FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SGL FINANCES in 2024 is 276 k€.
Yes, SGL FINANCES generated a net profit of 185 k€ in 2024.
The headquarters of SGL FINANCES is located in MAROMME (76150), in the department Seine-Maritime.
The tax return of SGL FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SGL FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.