SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS : revenue, balance sheet and financial ratios

SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS is a French company founded 20 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in ESTRABLIN (38780), this company of category PME shows in 2024 a revenue of 329 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS (SIREN 487975575)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 328 791 € 181 250 € 200 479 € 230 400 € 213 288 € 271 828 € 388 844 € 277 844 € 538 237 € 825 194 €
Net income -171 663 € 36 782 € 94 830 € -12 870 € -82 981 € 1 373 € 113 251 € -3 455 € -265 175 € 107 411 €
EBITDA -85 018 € -181 443 € -90 700 € -30 329 € -11 679 € -20 675 € -42 585 € -195 100 € -187 914 € 99 337 €
Net margin -52.2% 20.3% 47.3% -5.6% -38.9% 0.5% 29.1% -1.2% -49.3% 13.0%

Revenue and income statement

In 2024, SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS achieves revenue of 329 k€. Revenue is declining over the period 2015-2024 (CAGR: -9.7%). Vs 2023, growth of +81% (181 k€ -> 329 k€). After deducting consumption (0 €), gross margin stands at 329 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -85 k€, representing -25.9% of revenue. Positive scissor effect: EBITDA margin improves by +74.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -172 k€ (-52.2% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

328 791 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

328 791 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-85 018 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-148 385 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-171 663 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-25.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.611%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.365%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-32.937%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.88

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

3.0%

Solvency indicators evolution
SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS

Sector positioning

Debt ratio
8.61 2024
2022
2023
2024
Q1: 0.0
Med: 5.94
Q3: 188.9
Average +20 pts over 3 years

In 2024, the debt ratio of SG2I SOCIETE DE GESTION G... (8.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
61.37% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.3%
Q3: 57.41%
Excellent

In 2024, the financial autonomy of SG2I SOCIETE DE GESTION G... (61.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.88 years 2024
2022
2023
2024
Q1: -9.06 years
Med: 0.0 years
Q3: 2.45 years
Good -27 pts over 3 years

In 2024, the repayment capacity of SG2I SOCIETE DE GESTION G... (-0.88) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 264.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

264.311

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-29.154

Liquidity indicators evolution
SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS

Sector positioning

Liquidity ratio
264.31 2024
2022
2023
2024
Q1: 148.32
Med: 585.43
Q3: 3614.66
Average -18 pts over 3 years

In 2024, the liquidity ratio of SG2I SOCIETE DE GESTION G... (264.31) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-29.15x 2024
2022
2023
2024
Q1: -12.26x
Med: 0.0x
Q3: 5.03x
Average -25 pts over 3 years

In 2024, the interest coverage of SG2I SOCIETE DE GESTION G... (-29.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 780 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 176 days. The gap of 604 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1348 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2015-2024, WCR increased by +26%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 231 000 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

780 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

176 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1348 j

WCR and payment terms evolution
SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS

Positioning of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 106 573€ to 269 271€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
106k€ 227k€ 269k€
227 988 € Range: 106 573€ - 269 271€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS

What is the revenue of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS ?

The revenue of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS in 2024 is 329 k€.

Is SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS profitable?

SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS recorded a net loss in 2024.

Where is the headquarters of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS ?

The headquarters of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS is located in ESTRABLIN (38780), in the department Isere.

Where to find the tax return of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS ?

The tax return of SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS operate?

SG2I SOCIETE DE GESTION GONCALVES INVESTISSEMENTS operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.