SIREN : 479896243
SFJH is a French company founded 21 years ago, specialized in the sector Gestion de fonds. Based in VERZENAY (51360), this company of category PME shows in 2023 a revenue of 604 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 603 678 € | 559 422 € | 725 551 € | 547 447 € | 302 000 € | 443 000 € | 434 000 € |
| Net income | 157 289 € | -187 181 € | 71 088 € | 7 439 881 € | -209 076 € | 21 777 € | 37 016 € |
| EBITDA | 25 091 € | -12 210 € | -2 845 € | 2 130 € | -121 947 € | 23 602 € | 34 825 € |
| Net margin | 26.1% | -33.5% | 9.8% | 1359.0% | -69.2% | 4.9% | 8.5% |
In 2023, SFJH achieves revenue of 604 k€. Revenue is growing positively over 7 years (CAGR: +4.8%). Vs 2022: +8%. After deducting consumption (0 €), gross margin stands at 604 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 25 k€, representing 4.2% of revenue. Positive scissor effect: EBITDA margin improves by +6.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 157 k€, i.e. 26.1% of revenue. This profit can be retained or distributed to shareholders.
603 678 €
603 678 €
25 091 €
23 698 €
157 289 €
4.2%
The debt ratio (= Financial debt / Equity x 100) stands at 28%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 40.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.995%
76.011%
40.247%
7.011
76.4%
In 2023, the debt ratio of SFJH (28.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of SFJH (76.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of SFJH (7.01) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 477.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 718.9x. Operating income very largely covers interest expenses: high safety margin.
477.583
718.895
In 2023, the liquidity ratio of SFJH (477.58) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of SFJH (718.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 182 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. The gap of 151 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 115 days of revenue, i.e. 194 k€ to permanently finance. Notable WCR improvement over the period (-59%), freeing up cash.
193 539 €
182 j
31 j
0 j
115 j
Based on 77 transactions of similar company sales
in 2023,
the value of SFJH is estimated at
361 521 €
(range 181 932€ - 615 111€).
With an EBITDA of 25 091€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SFJH with other companies in the same sector:
The revenue of SFJH in 2023 is 604 k€.
Yes, SFJH generated a net profit of 157 k€ in 2023.
The headquarters of SFJH is located in VERZENAY (51360), in the department Marne.
The tax return of SFJH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SFJH operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.