SIREN : 498191451
SFAV is a French company founded 18 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in NEUVY-SAINT-SEPULCHRE (36230), this company of category PME shows in 2025 a revenue of 445 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 445 280 € | 434 813 € | 395 409 € | 327 498 € | 292 390 € | 275 297 € | 289 104 € | 291 260 € | 267 010 € | 252 863 € |
| Net income | 230 643 € | 229 763 € | 121 615 € | 69 352 € | 15 198 € | 64 696 € | 68 389 € | 69 532 € | 17 743 € | 19 360 € |
| EBITDA | 39 149 € | 49 994 € | 33 398 € | 26 468 € | 20 100 € | 18 792 € | 20 802 € | 23 961 € | 20 591 € | 25 587 € |
| Net margin | 51.8% | 52.8% | 30.8% | 21.2% | 5.2% | 23.5% | 23.7% | 23.9% | 6.6% | 7.7% |
In 2025, SFAV achieves revenue of 445 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +6.5%. Vs 2024: +2%. After deducting consumption (0 €), gross margin stands at 445 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 39 k€, representing 8.8% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -22%, reducing margin by 2.7 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 231 k€, i.e. 51.8% of revenue. This profit can be retained or distributed to shareholders.
445 280 €
445 280 €
39 149 €
30 836 €
230 643 €
8.8%
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 51.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.174%
78.274%
51.802%
0.705
5.6%
In 2025, the debt ratio of SFAV (13.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of SFAV (78.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SFAV (0.70) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 451.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.1x. Operating income very largely covers interest expenses: high safety margin.
451.579
8.13
In 2025, the liquidity ratio of SFAV (451.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of SFAV (8.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 131 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. The company must finance 14 days of gap between collections and payments. Overall, WCR represents 87 days of revenue, i.e. 107 k€ to permanently finance. Over 2016-2025, WCR increased by +216%, requiring additional financing.
107 112 €
131 j
117 j
0 j
87 j
Based on 170 transactions of similar company sales (all years), the value of SFAV is estimated at 706 224 € (range 440 489€ - 1 089 375€). With an EBITDA of 39 149€, the sector multiple of 6.8x is applied. The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SFAV with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of SFAV in 2025 is 445 k€.
Yes, SFAV generated a net profit of 231 k€ in 2025.
The headquarters of SFAV is located in NEUVY-SAINT-SEPULCHRE (36230), in the department Indre.
The tax return of SFAV is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SFAV operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.