SIREN : 891750622
SETAF is a French company founded 5 years ago, specialized in the sector Services administratifs combinés de bureau. Based in BASSE-GOULAINE (44115), this company of category PME shows in 2024 a revenue of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 237 763 € | 309 453 € | 237 247 € |
| Net income | 77 857 € | 66 795 € | 110 584 € |
| EBITDA | 139 173 € | 76 605 € | 104 766 € |
| Net margin | 32.7% | 21.6% | 46.6% |
In 2024, SETAF achieves revenue of 238 k€. Revenue is growing positively over 3 years (CAGR: +0.1%). Significant drop of -23% vs 2023. After deducting consumption (0 €), gross margin stands at 238 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 139 k€, representing 58.5% of revenue. Positive scissor effect: EBITDA margin improves by +33.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 78 k€, i.e. 32.7% of revenue. This profit can be retained or distributed to shareholders.
237 763 €
237 763 €
139 173 €
74 179 €
77 857 €
58.5%
The debt ratio (= Financial debt / Equity x 100) stands at 74%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 60.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
74.385%
56.384%
60.077%
6.69
93.2%
In 2024, the debt ratio of SETAF (74.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SETAF (56.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SETAF (6.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 344.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.6x. Operating income very largely covers interest expenses: high safety margin.
344.44
28.564
In 2024, the liquidity ratio of SETAF (344.44) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SETAF (28.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 120 days. Excellent situation: suppliers finance 120 days of the operating cycle (retail model). Overall, WCR represents 12 days of revenue, i.e. 8 k€ to permanently finance. Notable WCR improvement over the period (-77%), freeing up cash.
7 806 €
0 j
120 j
0 j
12 j
Based on 173 transactions of similar company sales (all years), the value of SETAF is estimated at 321 439 € (range 96 243€ - 673 304€). With an EBITDA of 139 173€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SETAF with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of SETAF in 2024 is 238 k€.
Yes, SETAF generated a net profit of 78 k€ in 2024.
The headquarters of SETAF is located in BASSE-GOULAINE (44115), in the department Loire-Atlantique.
The tax return of SETAF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SETAF operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.