SERVICE POIDS LOURDS 63 : revenue, balance sheet and financial ratios

SERVICE POIDS LOURDS 63 is a French company founded 48 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in COMBRONDE (63460), this company of category PME shows in 2023 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SERVICE POIDS LOURDS 63 (SIREN 313832560)
Indicator 2023 2021 2020 2019 2018 2017 2016
Revenue 1 155 067 € N/C N/C N/C N/C 1 606 720 € 1 383 024 €
Net income 10 298 € 30 831 € -7 809 € 112 073 € 69 567 € 76 012 € 65 108 €
EBITDA -40 911 € N/C N/C N/C N/C 121 482 € 135 880 €
Net margin 0.9% N/C N/C N/C N/C 4.7% 4.7%

Revenue and income statement

In 2023, SERVICE POIDS LOURDS 63 achieves revenue of 1.2 M€. Activity remains stable over the period (CAGR: -2.5%). After deducting consumption (393 k€), gross margin stands at 762 k€, i.e. a rate of 66%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -41 k€, representing -3.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10 k€, i.e. 0.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 155 067 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

762 367 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-40 911 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-64 473 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

10 298 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-3.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 315%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

314.689%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

13.909%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-3.554%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-3.415

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

4.1%

Solvency indicators evolution
SERVICE POIDS LOURDS 63

Sector positioning

Debt ratio
314.69 2023
2020
2021
2023
Q1: 5.33
Med: 46.56
Q3: 142.38
Average +40 pts over 3 years

In 2023, the debt ratio of SERVICE POIDS LOURDS 63 (314.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
13.91% 2023
2020
2021
2023
Q1: 10.96%
Med: 26.91%
Q3: 51.24%
Average -45 pts over 3 years

In 2023, the financial autonomy of SERVICE POIDS LOURDS 63 (13.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-3.42 years 2023
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Excellent

In 2023, the repayment capacity of SERVICE POIDS LOURDS 63 (-3.42) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 141.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

141.083

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-18.926

Liquidity indicators evolution
SERVICE POIDS LOURDS 63

Sector positioning

Liquidity ratio
141.08 2023
2020
2021
2023
Q1: 135.08
Med: 203.8
Q3: 381.44
Average -28 pts over 3 years

In 2023, the liquidity ratio of SERVICE POIDS LOURDS 63 (141.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-18.93x 2023
2023
Q1: 0.0x
Med: 2.09x
Q3: 18.92x
Average

In 2023, the interest coverage of SERVICE POIDS LOURDS 63 (-18.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. The company must finance 7 days of gap between collections and payments. Inventory turnover is 4 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 31 days of revenue, i.e. 100 k€ to permanently finance. Notable WCR improvement over the period (-38%), freeing up cash.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

99 567 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

40 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

33 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

4 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

31 j

WCR and payment terms evolution
SERVICE POIDS LOURDS 63

Positioning of SERVICE POIDS LOURDS 63 in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of SERVICE POIDS LOURDS 63 is estimated at 96 285 € (range 51 175€ - 231 843€). The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
51k€ 96k€ 231k€
96 285 € Range: 51 175€ - 231 843€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
1 155 067 € × 0.13x
Estimation 146 305 €
81 752€ - 361 168€
Net Income Multiple 20%
10 298 € × 2.1x
Estimation 21 256 €
5 310€ - 37 856€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare SERVICE POIDS LOURDS 63 with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about SERVICE POIDS LOURDS 63

What is the revenue of SERVICE POIDS LOURDS 63 ?

The revenue of SERVICE POIDS LOURDS 63 in 2023 is 1.2 M€.

Is SERVICE POIDS LOURDS 63 profitable?

Yes, SERVICE POIDS LOURDS 63 generated a net profit of 10 k€ in 2023.

Where is the headquarters of SERVICE POIDS LOURDS 63 ?

The headquarters of SERVICE POIDS LOURDS 63 is located in COMBRONDE (63460), in the department Puy-de-Dome.

Where to find the tax return of SERVICE POIDS LOURDS 63 ?

The tax return of SERVICE POIDS LOURDS 63 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SERVICE POIDS LOURDS 63 operate?

SERVICE POIDS LOURDS 63 operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.