SERVICE CONFORT HABITAT : revenue, balance sheet and financial ratios

SERVICE CONFORT HABITAT is a French company founded 10 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in AUDINCOURT (25400), this company of category PME shows in 2022 a revenue of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SERVICE CONFORT HABITAT (SIREN 815294525)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 119 888 € 112 000 € 95 692 € 86 270 € 88 728 € 77 093 € 55 000 €
Net income 51 022 € 50 837 € 49 815 € 47 740 € 46 929 € 46 471 € -1 490 €
EBITDA 2 510 € 2 701 € 1 757 € 240 € 34 € 52 € 2 065 €
Net margin 42.6% 45.4% 52.1% 55.3% 52.9% 60.3% -2.7%

Revenue and income statement

In 2022, SERVICE CONFORT HABITAT achieves revenue of 120 k€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +13.9%. Vs 2021: +7%. After deducting consumption (0 €), gross margin stands at 120 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 2.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 51 k€, i.e. 42.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

119 888 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

119 888 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 510 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 509 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

51 022 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 42.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.521%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.605%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

42.558%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.959

Solvency indicators evolution
SERVICE CONFORT HABITAT

Sector positioning

Debt ratio
16.52 2022
2020
2021
2022
Q1: -74.34
Med: 11.43
Q3: 181.21
Average -11 pts over 3 years

In 2022, the debt ratio of SERVICE CONFORT HABITAT (16.52) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
78.61% 2022
2020
2021
2022
Q1: 1.95%
Med: 38.48%
Q3: 82.88%
Good +16 pts over 3 years

In 2022, the financial autonomy of SERVICE CONFORT HABITAT (78.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.96 years 2022
2020
2021
2022
Q1: -0.01 years
Med: 0.67 years
Q3: 10.42 years
Average -7 pts over 3 years

In 2022, the repayment capacity of SERVICE CONFORT HABITAT (0.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 203.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 34.5x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

203.59

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

34.542

Liquidity indicators evolution
SERVICE CONFORT HABITAT

Sector positioning

Liquidity ratio
203.59 2022
2020
2021
2022
Q1: 88.14
Med: 269.92
Q3: 1094.56
Average -5 pts over 3 years

In 2022, the liquidity ratio of SERVICE CONFORT HABITAT (203.59) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
34.54x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 13.79x
Excellent

In 2022, the interest coverage of SERVICE CONFORT HABITAT (34.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 659 days. Excellent situation: suppliers finance 597 days of the operating cycle (retail model). Overall, WCR represents 29 days of revenue, i.e. 10 k€ to permanently finance. Over 2016-2022, WCR increased by +285%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

9 764 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

62 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

659 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

29 j

WCR and payment terms evolution
SERVICE CONFORT HABITAT

Positioning of SERVICE CONFORT HABITAT in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 241 transactions of similar company sales in 2022, the value of SERVICE CONFORT HABITAT is estimated at 69 142 € (range 28 043€ - 168 505€). With an EBITDA of 2 510€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
241 transactions
28k€ 69k€ 168k€
69 142 € Range: 28 043€ - 168 505€
NAF 5 année 2022

Valuation detail by method

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EBITDA Multiple 50%
2 510 € × 3.3x
Estimation 8 209 €
3 361€ - 18 258€
Revenue Multiple 30%
119 888 € × 0.68x
Estimation 80 943 €
36 622€ - 230 698€
Net Income Multiple 20%
51 022 € × 4.0x
Estimation 203 776 €
76 878€ - 450 836€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 241 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SERVICE CONFORT HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SERVICE CONFORT HABITAT

What is the revenue of SERVICE CONFORT HABITAT ?

The revenue of SERVICE CONFORT HABITAT in 2022 is 120 k€.

Is SERVICE CONFORT HABITAT profitable?

Yes, SERVICE CONFORT HABITAT generated a net profit of 51 k€ in 2022.

Where is the headquarters of SERVICE CONFORT HABITAT ?

The headquarters of SERVICE CONFORT HABITAT is located in AUDINCOURT (25400), in the department Doubs.

Where to find the tax return of SERVICE CONFORT HABITAT ?

The tax return of SERVICE CONFORT HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SERVICE CONFORT HABITAT operate?

SERVICE CONFORT HABITAT operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.