SERVICE AGRO ALIMENTAIRE GERSOIS : revenue, balance sheet and financial ratios

SERVICE AGRO ALIMENTAIRE GERSOIS is a French company founded 24 years ago, specialized in the sector Fabrication de plats préparés. Based in SEISSAN (32260), this company of category PME shows in 2020 a revenue of 334 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SERVICE AGRO ALIMENTAIRE GERSOIS (SIREN 440141505)
Indicator 2020 2017
Revenue 334 413 € 441 232 €
Net income 12 634 € 1 165 €
EBITDA 14 295 € 14 992 €
Net margin 3.8% 0.3%

Revenue and income statement

In 2020, SERVICE AGRO ALIMENTAIRE GERSOIS achieves revenue of 334 k€. Significant drop of -24% vs 2017. After deducting consumption (143 k€), gross margin stands at 191 k€, i.e. a rate of 57%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 4.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

334 413 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

191 404 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

14 295 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

10 735 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

12 634 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 123%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

123.234%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.874%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.238%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.011

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

25.8%

Solvency indicators evolution
SERVICE AGRO ALIMENTAIRE GERSOIS

Sector positioning

Debt ratio
123.23 2020
2017
2020
Q1: 0.17
Med: 41.22
Q3: 124.05
Average

In 2020, the debt ratio of SERVICE AGRO ALIMENTAIRE ... (123.23) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
20.87% 2020
2017
2020
Q1: 10.08%
Med: 30.93%
Q3: 52.79%
Average +13 pts over 2 years

In 2020, the financial autonomy of SERVICE AGRO ALIMENTAIRE ... (20.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.01 years 2020
2017
2020
Q1: -0.0 years
Med: 0.42 years
Q3: 3.59 years
Average +47 pts over 2 years

In 2020, the repayment capacity of SERVICE AGRO ALIMENTAIRE ... (3.01) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 137.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.8x. Financial charges are adequately covered by operations.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

137.373

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.771

Liquidity indicators evolution
SERVICE AGRO ALIMENTAIRE GERSOIS

Sector positioning

Liquidity ratio
137.37 2020
2017
2020
Q1: 104.84
Med: 164.92
Q3: 288.32
Average

In 2020, the liquidity ratio of SERVICE AGRO ALIMENTAIRE ... (137.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
3.77x 2020
2017
2020
Q1: -0.1x
Med: 0.7x
Q3: 4.24x
Good

In 2020, the interest coverage of SERVICE AGRO ALIMENTAIRE ... (3.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 60 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Inventory turnover is 42 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 101 days of revenue, i.e. 93 k€ to permanently finance.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

93 488 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

60 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

93 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

42 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

101 j

WCR and payment terms evolution
SERVICE AGRO ALIMENTAIRE GERSOIS

Positioning of SERVICE AGRO ALIMENTAIRE GERSOIS in its sector

Comparison with sector Fabrication de plats préparés

Valuation estimate

Based on 92 transactions of similar company sales (all years), the value of SERVICE AGRO ALIMENTAIRE GERSOIS is estimated at 86 432 € (range 28 556€ - 151 220€). With an EBITDA of 14 295€, the sector multiple of 4.6x is applied. The price/revenue ratio is 0.46x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
92 tx
28k€ 86k€ 151k€
86 432 € Range: 28 556€ - 151 220€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

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EBITDA Multiple 50%
14 295 € × 4.6x
Estimation 65 777 €
11 560€ - 114 571€
Revenue Multiple 30%
334 413 € × 0.46x
Estimation 155 036 €
72 393€ - 246 375€
Net Income Multiple 20%
12 634 € × 2.8x
Estimation 35 165 €
5 291€ - 100 116€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 92 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication de plats préparés)

Compare SERVICE AGRO ALIMENTAIRE GERSOIS with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication de plats préparés

Frequently asked questions about SERVICE AGRO ALIMENTAIRE GERSOIS

What is the revenue of SERVICE AGRO ALIMENTAIRE GERSOIS ?

The revenue of SERVICE AGRO ALIMENTAIRE GERSOIS in 2020 is 334 k€.

Is SERVICE AGRO ALIMENTAIRE GERSOIS profitable?

Yes, SERVICE AGRO ALIMENTAIRE GERSOIS generated a net profit of 13 k€ in 2020.

Where is the headquarters of SERVICE AGRO ALIMENTAIRE GERSOIS ?

The headquarters of SERVICE AGRO ALIMENTAIRE GERSOIS is located in SEISSAN (32260), in the department Gers.

Where to find the tax return of SERVICE AGRO ALIMENTAIRE GERSOIS ?

The tax return of SERVICE AGRO ALIMENTAIRE GERSOIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SERVICE AGRO ALIMENTAIRE GERSOIS operate?

SERVICE AGRO ALIMENTAIRE GERSOIS operates in the sector Fabrication de plats préparés (NAF code 10.85Z). See the 'Sector positioning' section above to compare the company with its competitors.