SERINVEST : revenue, balance sheet and financial ratios

SERINVEST is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in SOREDE (66690), this company of category PME shows in 2018 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SERINVEST (SIREN 534988647)
Indicator 2020 2019 2018 2017 2016
Revenue N/C N/C 1 262 500 € 592 342 € 1 995 465 €
Net income -30 591 € 37 325 € 85 508 € 119 394 € 29 787 €
EBITDA -30 167 € -43 824 € 67 262 € 47 318 € 60 675 €
Net margin N/C N/C 6.8% 20.2% 1.5%

Revenue and income statement

In 2020, SERINVEST records a net loss of 31 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-30 167 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-30 591 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-30 591 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 149%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

148.926%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.16%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-7.914

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

5.5%

Solvency indicators evolution
SERINVEST

Sector positioning

Debt ratio
148.93 2020
2018
2019
2020
Q1: 0.16
Med: 16.58
Q3: 89.95
Average

In 2020, the debt ratio of SERINVEST (148.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.16% 2020
2018
2019
2020
Q1: 21.18%
Med: 59.62%
Q3: 88.69%
Average +11 pts over 3 years

In 2020, the financial autonomy of SERINVEST (38.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-7.91 years 2020
2018
2019
2020
Q1: -0.04 years
Med: 0.09 years
Q3: 4.02 years
Excellent -50 pts over 3 years

In 2020, the repayment capacity of SERINVEST (-7.91) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1984.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1984.586

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SERINVEST

Sector positioning

Liquidity ratio
1984.59 2020
2018
2019
2020
Q1: 106.93
Med: 440.58
Q3: 2307.95
Good +17 pts over 3 years

In 2020, the liquidity ratio of SERINVEST (1984.59) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2020
2018
2019
2020
Q1: -58.17x
Med: 0.0x
Q3: 0.0x
Good -25 pts over 3 years

In 2020, the interest coverage of SERINVEST (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 325 days. Excellent situation: suppliers finance 325 days of the operating cycle (retail model).

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

325 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SERINVEST

Positioning of SERINVEST in its sector

Comparison with sector Activités des sociétés holding

Similar companies (Activités des sociétés holding)

Compare SERINVEST with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about SERINVEST

What is the revenue of SERINVEST ?

The revenue of SERINVEST in 2018 is 1.3 M€.

Is SERINVEST profitable?

SERINVEST recorded a net loss in 2020.

Where is the headquarters of SERINVEST ?

The headquarters of SERINVEST is located in SOREDE (66690), in the department Pyrenees-Orientales.

Where to find the tax return of SERINVEST ?

The tax return of SERINVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SERINVEST operate?

SERINVEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.