SERGIC INVEST : revenue, balance sheet and financial ratios

SERGIC INVEST is a French company founded 38 years ago, specialized in the sector Supports juridiques de gestion de patrimoine mobilier. Based in WASQUEHAL (59290), this company of category ETI shows in 2024 a revenue of 14.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SERGIC INVEST (SIREN 344870753)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 14 267 264 € 12 190 918 € 11 029 078 € 9 486 788 € 8 098 364 € 8 890 206 € 2 464 612 € 2 414 531 € 2 296 322 €
Net income 236 364 € 1 717 766 € 1 421 667 € 1 789 371 € 9 709 293 € 1 846 998 € 2 517 331 € 652 368 € 4 381 569 €
EBITDA -919 237 € -1 738 666 € -2 051 523 € -1 787 900 € -1 967 810 € -937 823 € -36 519 € -264 401 € -280 076 €
Net margin 1.7% 14.1% 12.9% 18.9% 119.9% 20.8% 102.1% 27.0% 190.8%

Revenue and income statement

Im Jahr 2024 erzielt SERGIC INVEST einen Umsatz von 14.3 Mio€. Im Zeitraum 2016-2024 zeigt das Unternehmen starkes Wachstum mit einer CAGR von +25.7%. Vs 2023, Wachstum von +17% (12.2 Mio€ -> 14.3 Mio€). Nach Abzug des Verbrauchs (0 €) beträgt die Bruttomarge 14.3 Mio€, d.h. eine Rate von 100%. Dieses Verhältnis misst die Fähigkeit, aus der Geschäftstätigkeit Wert zu schaffen. EBITDA (= Bruttomarge - Personalkosten - Steuern) erreicht -919 k€, was -6.4% des Umsatzes entspricht. Positiver Schereneffekt: EBITDA-Marge verbessert sich um +7.8 Punkte. Negatives EBITDA bedeutet, dass der Betrieb die laufenden Kosten nicht deckt. Das Nettoergebnis beträgt 236 k€, d.h. 1.7% des Umsatzes.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

14 267 264 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

14 267 264 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-919 237 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

197 300 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

236 364 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-6.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 154%. Kritische Situation: Die Schulden übersteigen das Eigenkapital erheblich. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 35%. Das Gleichgewicht zwischen Eigenkapital und Schulden ist zufriedenstellend.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

154.385%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.969%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.858%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-344.235

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.3%

Solvency indicators evolution
SERGIC INVEST

Sector positioning

Verschuldungsgrad
154.38 2024
2022
2023
2024
Q1: 0.0
Med: 2.75
Q3: 41.16
Average

Im Jahr 2024 liegt über dem Median der Branche das verschuldungsgrad von SERGIC INVEST (154.38). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Eine Reduzierung könnte die finanzielle Stärke verbessern.

Finanzielle Autonomie
34.97% 2024
2022
2023
2024
Q1: 7.81%
Med: 60.44%
Q3: 91.96%
Average

Im Jahr 2024 liegt unter dem Median der Branche das finanzielle autonomie von SERGIC INVEST (35.0%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Eine Verbesserung würde die Wettbewerbsposition stärken.

Rückzahlungsfähigkeit
-344.24 ans 2024
2022
2023
2024
Q1: 0.0 ans
Med: 0.07 ans
Q3: 2.68 ans
Ausgezeichnet -56 pts over 3 years

Im Jahr 2024 liegt in den unteren 25% der Branche, was positiv ist das rückzahlungsfähigkeit von SERGIC INVEST (-344.2 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Eine kurze Kapazität spiegelt kontrollierte Schulden und gute Cashflow-Generierung wider.

Liquidity ratios

Die Liquiditätsquote beträgt 175.01. Das Unternehmen verfügt über 2€ liquide Mittel für jeden 1€ kurzfristiger Schulden.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

175.015

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-282.178

Liquidity indicators evolution
SERGIC INVEST

Sector positioning

Liquiditätsquote
175.01 2024
2022
2023
2024
Q1: 142.73
Med: 746.83
Q3: 3595.15
Average

Im Jahr 2024 liegt unter dem Median der Branche das liquiditätsquote von SERGIC INVEST (175.01). Dieses Verhältnis misst die Fähigkeit, kurzfristige Schulden mit Umlaufvermögen zu decken. Eine Verbesserung würde die Wettbewerbsposition stärken.

Zinsdeckung
-282.18x 2024
2022
2023
2024
Q1: -27.99x
Med: 0.0x
Q3: 0.0x
Average

Im Jahr 2024 liegt unter dem Median der Branche das zinsdeckung von SERGIC INVEST (-282.2x). Dieses Verhältnis gibt an, wie oft das Betriebsergebnis die Zinsaufwendungen deckt. Eine Verbesserung würde die Wettbewerbsposition stärken.

Working capital requirement (WCR) and payment terms

Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke. Durchschnittliche Kundenzahlungsfrist: 245 Tage. Lieferantenfrist: 132 Tage. Die Lücke von 113 Tagen belastet den Cashflow. Der WCR repräsentiert 235 Tage Umsatz. Im Zeitraum 2016-2024 stieg der WCR um +755%.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

9 303 398 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

245 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

132 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

235 j

WCR and payment terms evolution
SERGIC INVEST

Positioning of SERGIC INVEST in its sector

Comparison with sector Supports juridiques de gestion de patrimoine mobilier

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of SERGIC INVEST is estimated at 2 927 192 € (range 1 504 804€ - 8 037 376€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
1504k€ 2927k€ 8037k€
2 927 192 € Range: 1 504 804€ - 8 037 376€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
14 267 264 € × 0.30x
Estimation 4 351 360 €
2 314 848€ - 12 040 077€
Net Income Multiple 20%
236 364 € × 3.3x
Estimation 790 942 €
289 740€ - 2 033 327€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de gestion de patrimoine mobilier)

Compare SERGIC INVEST with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine mobilier

Frequently asked questions about SERGIC INVEST

What is the revenue of SERGIC INVEST ?

The revenue of SERGIC INVEST in 2024 is 14.3 M€.

Is SERGIC INVEST profitable?

Yes, SERGIC INVEST generated a net profit of 236 k€ in 2024.

Where is the headquarters of SERGIC INVEST ?

The headquarters of SERGIC INVEST is located in WASQUEHAL (59290), in the department Nord.

Where to find the tax return of SERGIC INVEST ?

The tax return of SERGIC INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SERGIC INVEST operate?

SERGIC INVEST operates in the sector Supports juridiques de gestion de patrimoine mobilier (NAF code 66.19A). See the 'Sector positioning' section above to compare the company with its competitors.