SERGE CROISILLE INFORMATIQUE : revenue, balance sheet and financial ratios

SERGE CROISILLE INFORMATIQUE is a French company founded 26 years ago, specialized in the sector Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé. Based in SAINT-PIERRE-EN-FAUCIGNY (74800), this company of category PME shows in 2024 a revenue of 694 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SERGE CROISILLE INFORMATIQUE (SIREN 428985741)
Indicator 2024 2023 2022 2021 2020 2019 2018
Revenue 694 152 € 665 612 € 770 982 € 693 557 € 650 667 € 703 207 € 674 685 €
Net income 31 502 € 18 443 € 13 792 € 7 947 € 19 513 € 29 409 € 4 048 €
EBITDA 30 302 € 16 648 € 32 072 € 7 847 € 28 922 € 35 550 € -2 043 €
Net margin 4.5% 2.8% 1.8% 1.1% 3.0% 4.2% 0.6%

Revenue and income statement

En 2024, SERGE CROISILLE INFORMATIQUE alcanza unos ingresos de 694 k€. Los ingresos crecen positivamente durante 7 años (TCAC: +0.5%). Vs 2023: +4%. Tras deducir el consumo (392 k€), el margen bruto se sitúa en 302 k€, es decir, una tasa del 44%. El EBITDA alcanza 30 k€, representando el 4.4% de los ingresos. El margen operativo sigue siendo frágil, requiriendo vigilancia de costes. El resultado neto asciende a 32 k€, es decir, el 4.5% de los ingresos.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

694 152 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

302 394 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

30 302 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

35 184 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

31 502 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 8%. Este nivel muy bajo refleja una estructura financiera sólida. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 5%. Baja autonomía: la empresa depende fuertemente de financiación externa. La capacidad de reembolso indica que se necesitarían 0.6 años de flujo de caja. Este corto período demuestra una excelente sostenibilidad de la deuda. El flujo de caja representa el 4.9% de los ingresos.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.984%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

5.212%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.861%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.63

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

61.8%

Solvency indicators evolution
SERGE CROISILLE INFORMATIQUE

Sector positioning

Ratio de endeudamiento
7.98 2024
2022
2023
2024
Q1: 0.0
Med: 7.77
Q3: 54.31
Average +14 pts over 3 years

En 2024, el ratio de endeudamiento de SERGE CROISILLE INFORMATIQUE (7.98) se sitúa por encima de la mediana del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un esfuerzo de reducción podría mejorar la solidez financiera.

Autonomía financiera
5.21% 2024
2022
2023
2024
Q1: 3.53%
Med: 25.89%
Q3: 54.75%
Average

En 2024, el autonomía financiera de SERGE CROISILLE INFORMATIQUE (5.2%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
0.63 ans 2024
2022
2023
2024
Q1: 0.0 ans
Med: 0.0 ans
Q3: 1.38 ans
Average

En 2024, el capacidad de reembolso de SERGE CROISILLE INFORMATIQUE (0.6 an) se sitúa por encima de la mediana del sector. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Un esfuerzo de reducción podría mejorar la solidez financiera.

Liquidity ratios

El ratio de liquidez se sitúa en 267.44. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo. El ratio de cobertura de intereses (= EBIT / Gastos financieros) es de 2.3x. Los gastos financieros están adecuadamente cubiertos por las operaciones.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

267.439

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.31

Liquidity indicators evolution
SERGE CROISILLE INFORMATIQUE

Sector positioning

Ratio de liquidez
267.44 2024
2022
2023
2024
Q1: 119.9
Med: 193.16
Q3: 333.62
Bueno

En 2024, el ratio de liquidez de SERGE CROISILLE INFORMATIQUE (267.44) se sitúa por encima de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Esta posición cómoda ofrece un margen de seguridad apreciable.

Cobertura de intereses
2.31x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.49x
Excelente +11 pts over 3 years

En 2024, el cobertura de intereses de SERGE CROISILLE INFORMATIQUE (2.3x) se sitúa en el top 25% del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Alta cobertura significa que los gastos financieros pesan poco en la rentabilidad.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 79 días. Plazo proveedores: 53 días. La empresa debe financiar 26 días de desfase. La rotación de existencias es de 10 días. Rotación rápida, señal de buena gestión de existencias. El FM representa 27 días de ingresos. Notable mejora del FM durante el período (-24%), liberando tesorería.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

51 103 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

79 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

53 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

10 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

27 j

WCR and payment terms evolution
SERGE CROISILLE INFORMATIQUE

Positioning of SERGE CROISILLE INFORMATIQUE in its sector

Comparison with sector Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (47 transactions). This range of 51 338€ to 175 601€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
51k€ 86k€ 175k€
86 833 € Range: 51 338€ - 175 601€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 47 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé)

Compare SERGE CROISILLE INFORMATIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé

Frequently asked questions about SERGE CROISILLE INFORMATIQUE

What is the revenue of SERGE CROISILLE INFORMATIQUE ?

The revenue of SERGE CROISILLE INFORMATIQUE in 2024 is 694 k€.

Is SERGE CROISILLE INFORMATIQUE profitable?

Yes, SERGE CROISILLE INFORMATIQUE generated a net profit of 32 k€ in 2024.

Where is the headquarters of SERGE CROISILLE INFORMATIQUE ?

The headquarters of SERGE CROISILLE INFORMATIQUE is located in SAINT-PIERRE-EN-FAUCIGNY (74800), in the department Haute-Savoie.

Where to find the tax return of SERGE CROISILLE INFORMATIQUE ?

The tax return of SERGE CROISILLE INFORMATIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SERGE CROISILLE INFORMATIQUE operate?

SERGE CROISILLE INFORMATIQUE operates in the sector Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé (NAF code 47.41Z). See the 'Sector positioning' section above to compare the company with its competitors.