SIREN : 397896887
SERENCY is a French company founded 32 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ECULLY (69130), this company of category PME shows in 2024 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 700 278 € | 1 890 583 € | 1 507 063 € | 1 437 750 € | 1 394 304 € | 1 417 531 € | 1 472 278 € | N/C |
| Net income | 688 335 € | 847 550 € | 522 101 € | 485 583 € | 441 627 € | 453 587 € | 321 320 € | 247 993 € |
| EBITDA | 849 730 € | 1 092 619 € | 719 565 € | 618 693 € | 589 605 € | 607 708 € | 444 128 € | N/C |
| Net margin | 40.5% | 44.8% | 34.6% | 33.8% | 31.7% | 32.0% | 21.8% | N/C |
In 2024, SERENCY achieves revenue of 1.7 M€. Revenue is growing positively over 8 years (CAGR: +2.4%). Significant drop of -10% vs 2023. After deducting consumption (0 €), gross margin stands at 1.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 850 k€, representing 50.0% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -22%, reducing margin by 7.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 688 k€, i.e. 40.5% of revenue. This profit can be retained or distributed to shareholders.
1 700 278 €
1 700 278 €
849 730 €
848 778 €
688 335 €
50.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 41.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.983%
76.439%
41.374%
0.022
15.9%
In 2024, the debt ratio of SERENCY (0.98) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SERENCY (76.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SERENCY (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 285.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
285.216
0.018
In 2024, the liquidity ratio of SERENCY (285.22) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SERENCY (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 34 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 400 days. Excellent situation: suppliers finance 366 days of the operating cycle (retail model). Overall, WCR represents 5 days of revenue, i.e. 26 k€ to permanently finance.
25 861 €
34 j
400 j
0 j
5 j
Based on 193 transactions of similar company sales (all years), the value of SERENCY is estimated at 1 292 562 € (range 403 664€ - 4 822 571€). With an EBITDA of 849 730€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SERENCY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SERENCY in 2024 is 1.7 M€.
Yes, SERENCY generated a net profit of 688 k€ in 2024.
The headquarters of SERENCY is located in ECULLY (69130), in the department Rhone.
The tax return of SERENCY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SERENCY operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.