SIREN : 879692473
SEPIA DEVELOPPEMENT is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in CLISSON (44190), this company of category PME shows in 2024 a revenue of 130 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 130 000 € | 127 000 € | 135 000 € | 135 000 € | 40 392 € |
| Net income | 43 420 € | 250 747 € | 63 333 € | 62 056 € | 1 935 € |
| EBITDA | 21 419 € | 19 522 € | 36 202 € | 22 783 € | 7 092 € |
| Net margin | 33.4% | 197.4% | 46.9% | 46.0% | 4.8% |
In 2024, SEPIA DEVELOPPEMENT achieves revenue of 130 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +33.9%. Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 130 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 16.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 43 k€, i.e. 33.4% of revenue. This profit can be retained or distributed to shareholders.
130 000 €
130 000 €
21 419 €
7 417 €
43 420 €
16.5%
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 45.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
66.986%
59.57%
45.919%
5.077
45.3%
In 2024, the debt ratio of SEPIA DEVELOPPEMENT (66.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SEPIA DEVELOPPEMENT (59.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SEPIA DEVELOPPEMENT (5.08) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 13611.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.6x. Operating income very largely covers interest expenses: high safety margin.
13611.2
32.551
In 2024, the liquidity ratio of SEPIA DEVELOPPEMENT (13611.20) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SEPIA DEVELOPPEMENT (32.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The company must finance 23 days of gap between collections and payments. Overall, WCR represents 887 days of revenue, i.e. 320 k€ to permanently finance. Over 2020-2024, WCR increased by +2053%, requiring additional financing.
320 215 €
25 j
2 j
0 j
887 j
Based on 62 transactions of similar company sales
in 2024,
the value of SEPIA DEVELOPPEMENT is estimated at
127 439 €
(range 40 347€ - 275 883€).
With an EBITDA of 21 419€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SEPIA DEVELOPPEMENT with other companies in the same sector:
The revenue of SEPIA DEVELOPPEMENT in 2024 is 130 k€.
Yes, SEPIA DEVELOPPEMENT generated a net profit of 43 k€ in 2024.
The headquarters of SEPIA DEVELOPPEMENT is located in CLISSON (44190), in the department Loire-Atlantique.
The tax return of SEPIA DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SEPIA DEVELOPPEMENT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.