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SEPIA CONSEILS ASSOCIES : revenue, balance sheet and financial ratios

SEPIA CONSEILS ASSOCIES is a French company founded 2 years ago, specialized in the sector Activités des sièges sociaux. Based in LE BOURGET-DU-LAC (73370), this company of category PME shows in 2024 a net income negative of -8 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SEPIA CONSEILS ASSOCIES (SIREN 928315159)
Indicator 2024
Revenue N/C
Net income -7 802 €
EBITDA -1 264 €
Net margin N/C

Revenue and income statement

In 2024, SEPIA CONSEILS ASSOCIES records a net loss of 8 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 264 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 834 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-7 802 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 210%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

210.327%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.045%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-383.713

Solvency indicators evolution
SEPIA CONSEILS ASSOCIES

Sector positioning

Debt ratio
210.33 2024
2024
Q1: 0.06
Med: 14.61
Q3: 89.57
Average

In 2024, the debt ratio of SEPIA CONSEILS ASSOCIES (210.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.05% 2024
2024
Q1: 11.57%
Med: 51.97%
Q3: 85.24%
Average

In 2024, the financial autonomy of SEPIA CONSEILS ASSOCIES (27.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-383.71 years 2024
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 3.73 years
Excellent

In 2024, the repayment capacity of SEPIA CONSEILS ASSOCIES (-383.71) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9.716

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-76.582

Liquidity indicators evolution
SEPIA CONSEILS ASSOCIES

Sector positioning

Liquidity ratio
9.72 2024
2024
Q1: 116.63
Med: 458.65
Q3: 2184.57
Average

In 2024, the liquidity ratio of SEPIA CONSEILS ASSOCIES (9.72) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-76.58x 2024
2024
Q1: -45.56x
Med: 0.0x
Q3: 2.85x
Average

In 2024, the interest coverage of SEPIA CONSEILS ASSOCIES (-76.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of SEPIA CONSEILS ASSOCIES in its sector

Comparison with sector Activités des sièges sociaux

Similar companies (Activités des sièges sociaux)

Compare SEPIA CONSEILS ASSOCIES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about SEPIA CONSEILS ASSOCIES

What is the revenue of SEPIA CONSEILS ASSOCIES ?

The revenue of SEPIA CONSEILS ASSOCIES is not publicly disclosed (confidential accounts filed with INPI).

Is SEPIA CONSEILS ASSOCIES profitable?

SEPIA CONSEILS ASSOCIES recorded a net loss in 2024.

Where is the headquarters of SEPIA CONSEILS ASSOCIES ?

The headquarters of SEPIA CONSEILS ASSOCIES is located in LE BOURGET-DU-LAC (73370), in the department Savoie.

Where to find the tax return of SEPIA CONSEILS ASSOCIES ?

The tax return of SEPIA CONSEILS ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEPIA CONSEILS ASSOCIES operate?

SEPIA CONSEILS ASSOCIES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.