SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY : revenue, balance sheet and financial ratios

SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY is a French company founded 10 years ago, specialized in the sector Entretien et réparation d'autres véhicules automobiles. Based in LORAY (25390), this company of category PME shows in 2021 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY (SIREN 811910033)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C 1 145 739 € 1 083 376 € N/C N/C N/C N/C
Net income 283 050 € 263 658 € 199 270 € 172 823 € 161 210 € 128 725 € 169 529 € 70 434 € -1 816 €
EBITDA N/C N/C N/C 234 677 € 218 782 € N/C N/C N/C N/C
Net margin N/C N/C N/C 15.1% 14.9% N/C N/C N/C N/C

Revenue and income statement

In 2024, SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY generates positive net income of 283 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

283 050 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.482%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

49.924%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.3%

Solvency indicators evolution
SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY

Sector positioning

Debt ratio
1.48 2024
2022
2023
2024
Q1: 1.99
Med: 16.61
Q3: 54.29
Excellent

In 2024, the debt ratio of SEP2L - SERVICE EXPERT PO... (1.48) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
49.92% 2024
2022
2023
2024
Q1: 28.49%
Med: 50.33%
Q3: 66.52%
Average -26 pts over 3 years

In 2024, the financial autonomy of SEP2L - SERVICE EXPERT PO... (49.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 189.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

189.33

Liquidity indicators evolution
SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY

Sector positioning

Liquidity ratio
189.33 2024
2022
2023
2024
Q1: 171.52
Med: 240.06
Q3: 341.51
Average -38 pts over 3 years

In 2024, the liquidity ratio of SEP2L - SERVICE EXPERT PO... (189.33) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY

Positioning of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY in its sector

Comparison with sector Entretien et réparation d'autres véhicules automobiles

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY is estimated at 1 282 104 € (range 448 489€ - 2 929 512€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
448k€ 1282k€ 2929k€
1 282 104 € Range: 448 489€ - 2 929 512€
NAF 5 année 2024

Valuation method used

Net Income Multiple
283 050 € × 4.5x = 1 282 105 €
Range: 448 490€ - 2 929 513€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation d'autres véhicules automobiles)

Compare SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation d'autres véhicules automobiles

Frequently asked questions about SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY

What is the revenue of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY ?

The revenue of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY in 2021 is 1.1 M€.

Is SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY profitable?

Yes, SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY generated a net profit of 283 k€ in 2024.

Where is the headquarters of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY ?

The headquarters of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY is located in LORAY (25390), in the department Doubs.

Where to find the tax return of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY ?

The tax return of SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY operate?

SEP2L - SERVICE EXPERT POIDS-LOURDS LORAY operates in the sector Entretien et réparation d'autres véhicules automobiles (NAF code 45.20B). See the 'Sector positioning' section above to compare the company with its competitors.