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SENAD INVESTISSEMENTS : revenue, balance sheet and financial ratios

SENAD INVESTISSEMENTS is a French company founded 12 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in TROYES (10000), this company of category PME shows in 2020 a revenue of 10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SENAD INVESTISSEMENTS (SIREN 794662411)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C 10 350 € N/C N/C N/C N/C
Net income -148 191 € 1 516 € 1 799 € 20 350 € -1 116 € 6 249 € 7 067 € 4 561 € -7 886 € 19 248 €
EBITDA -3 098 € -3 564 € -3 417 € -3 626 € -3 441 € 7 133 € -2 353 € N/C N/C N/C
Net margin N/C N/C N/C N/C N/C 60.4% N/C N/C N/C N/C

Revenue and income statement

En 2025, SENAD INVESTISSEMENTS registra una pérdida neta de 148 k€.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-3 098 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-3 098 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-148 191 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 631%. Situación crítica: la deuda supera significativamente los fondos propios. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 13%. Baja autonomía: la empresa depende fuertemente de financiación externa. La capacidad de reembolso indica que se necesitarían 952.5 años de flujo de caja. Más allá de 7 años, los bancos generalmente consideran el riesgo crediticio como alto.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

631.304%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

13.439%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

952.477

Solvency indicators evolution
SENAD INVESTISSEMENTS

Sector positioning

Ratio de endeudamiento
631.3 2025
2023
2024
2025
Q1: 0.14
Med: 27.24
Q3: 146.28
Vigilar +14 pts over 3 years

En 2025, el ratio de endeudamiento de SENAD INVESTISSEMENTS (631.30) se sitúa en el top 25% del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio alto puede indicar dependencia excesiva de financiación externa.

Autonomía financiera
13.44% 2025
2023
2024
2025
Q1: 17.38%
Med: 54.75%
Q3: 87.41%
Average -26 pts over 3 years

En 2025, el autonomía financiera de SENAD INVESTISSEMENTS (13.4%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
952.48 ans 2025
2023
2024
2025
Q1: 0.0 ans
Med: 0.77 ans
Q3: 6.12 ans
Vigilar

En 2025, el capacidad de reembolso de SENAD INVESTISSEMENTS (952.5 ans) se sitúa en el top 25% del sector. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una duración larga puede señalar deuda pesada relativa a la capacidad de pago.

Liquidity ratios

El ratio de liquidez se sitúa en 4724.41. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4724.412

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-4821.272

Liquidity indicators evolution
SENAD INVESTISSEMENTS

Sector positioning

Ratio de liquidez
4724.41 2025
2023
2024
2025
Q1: 159.67
Med: 1116.63
Q3: 6512.12
Bueno -8 pts over 3 years

En 2025, el ratio de liquidez de SENAD INVESTISSEMENTS (4724.41) se sitúa por encima de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Esta posición cómoda ofrece un margen de seguridad apreciable.

Cobertura de intereses
-4821.27x 2025
2023
2024
2025
Q1: -191.54x
Med: -25.42x
Q3: 0.0x
Vigilar -19 pts over 3 years

En 2025, el cobertura de intereses de SENAD INVESTISSEMENTS (-4821.3x) se sitúa en el 25% más bajo del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Baja cobertura puede indicar fragilidad ante variaciones de tipos o ingresos.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 0 días. Plazo proveedores: 209 días. Excelente situación: los proveedores financian 209 días del ciclo operativo.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

209 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SENAD INVESTISSEMENTS

Positioning of SENAD INVESTISSEMENTS in its sector

Comparison with sector Fonds de placement et entités financières similaires

Similar companies (Fonds de placement et entités financières similaires)

Compare SENAD INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about SENAD INVESTISSEMENTS

What is the revenue of SENAD INVESTISSEMENTS ?

The revenue of SENAD INVESTISSEMENTS in 2020 is 10 k€.

Is SENAD INVESTISSEMENTS profitable?

SENAD INVESTISSEMENTS recorded a net loss in 2025.

Where is the headquarters of SENAD INVESTISSEMENTS ?

The headquarters of SENAD INVESTISSEMENTS is located in TROYES (10000), in the department Aube.

Where to find the tax return of SENAD INVESTISSEMENTS ?

The tax return of SENAD INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SENAD INVESTISSEMENTS operate?

SENAD INVESTISSEMENTS operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.