SIREN : 834785602
SEMINAIRE LOIRE is a French company founded 8 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in SAINT-HERBLAIN (44800), this company of category PME shows in 2020 a revenue of 51 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 51 136 € | 86 132 € | 19 538 € |
| Net income | 16 862 € | 4 336 € | -12 660 € |
| EBITDA | 40 510 € | 28 126 € | -3 521 € |
| Net margin | 33.0% | 5.0% | -64.8% |
In 2020, SEMINAIRE LOIRE achieves revenue of 51 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +61.8%. Significant drop of -41% vs 2019. After deducting consumption (0 €), gross margin stands at 51 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 41 k€, representing 79.2% of revenue. Positive scissor effect: EBITDA margin improves by +46.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 17 k€, i.e. 33.0% of revenue. This profit can be retained or distributed to shareholders.
51 136 €
51 136 €
40 510 €
22 003 €
16 862 €
53.1%
The debt ratio (= Financial debt / Equity x 100) stands at 242%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 46.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
241.917%
28.894%
46.305%
7.433
87.6%
In 2020, the debt ratio of SEMINAIRE LOIRE (241.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of SEMINAIRE LOIRE (28.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of SEMINAIRE LOIRE (7.43) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1593.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.8x. Operating income very largely covers interest expenses: high safety margin.
1593.855
12.772
In 2020, the liquidity ratio of SEMINAIRE LOIRE (1593.86) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of SEMINAIRE LOIRE (12.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 11 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. The company must finance 8 days of gap between collections and payments. Overall, WCR represents 66 days of revenue, i.e. 9 k€ to permanently finance. Over 2018-2020, WCR increased by +158%, requiring additional financing.
9 364 €
11 j
3 j
0 j
66 j
Based on 193 transactions of similar company sales in 2020, the value of SEMINAIRE LOIRE is estimated at 152 753 € (range 64 321€ - 232 690€). With an EBITDA of 40 510€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SEMINAIRE LOIRE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of SEMINAIRE LOIRE in 2020 is 51 k€.
Yes, SEMINAIRE LOIRE generated a net profit of 17 k€ in 2020.
The headquarters of SEMINAIRE LOIRE is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.
The tax return of SEMINAIRE LOIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SEMINAIRE LOIRE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.