SELFEPARGNE GLOBAL CAPITAL : revenue, balance sheet and financial ratios

SELFEPARGNE GLOBAL CAPITAL is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CLICHY (92110), this company of category ETI shows in 2024 a revenue of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SELFEPARGNE GLOBAL CAPITAL (SIREN 750271181)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 30 017 € 563 567 € 1 147 449 € 1 709 660 € 1 489 805 € 2 744 € 3 768 € 23 868 € 74 930 €
Net income -943 215 € -998 112 € -348 851 € -75 525 € 124 790 € 102 997 € -1 461 € 21 885 € 149 947 €
EBITDA -810 889 € -722 269 € -270 447 € -7 554 € 147 712 € -104 651 € 2 191 € 16 504 € 60 109 €
Net margin -3142.3% -177.1% -30.4% -4.4% 8.4% 3753.5% -38.8% 91.7% 200.1%

Revenue and income statement

In 2024, SELFEPARGNE GLOBAL CAPITAL achieves revenue of 30 k€. Revenue is declining over the period 2016-2024 (CAGR: -10.8%). Significant drop of -95% vs 2023. After deducting consumption (0 €), gross margin stands at 30 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -811 k€, representing -2701.4% of revenue. Warning negative scissor effect: despite revenue change (-95%), EBITDA varies by -12%, reducing margin by 2573.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -943 k€ (-3142.3% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

30 017 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

30 017 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-810 889 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-848 907 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-943 215 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1621.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -91%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -1302%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-91.166%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-1301.925%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-2125.251%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.839

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

22.3%

Solvency indicators evolution
SELFEPARGNE GLOBAL CAPITAL

Sector positioning

Debt ratio
-91.17 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Excellent

In 2024, the debt ratio of SELFEPARGNE GLOBAL CAPITAL (-91.17) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-1301.92% 2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Watch

In 2024, the financial autonomy of SELFEPARGNE GLOBAL CAPITAL (-1301.9%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-1.84 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.71 years
Excellent

In 2024, the repayment capacity of SELFEPARGNE GLOBAL CAPITAL (-1.84) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 14.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

14.16

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-10.778

Liquidity indicators evolution
SELFEPARGNE GLOBAL CAPITAL

Sector positioning

Liquidity ratio
14.16 2024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Watch +7 pts over 3 years

In 2024, the liquidity ratio of SELFEPARGNE GLOBAL CAPITAL (14.16) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-10.78x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.21x
Average

In 2024, the interest coverage of SELFEPARGNE GLOBAL CAPITAL (-10.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 185 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 189 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-800 days): operations structurally generate cash. Notable WCR improvement over the period (-215%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-66 712 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

185 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

189 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-800 j

WCR and payment terms evolution
SELFEPARGNE GLOBAL CAPITAL

Positioning of SELFEPARGNE GLOBAL CAPITAL in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SELFEPARGNE GLOBAL CAPITAL is estimated at 29 489 € (range 8 223€ - 54 845€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
8k€ 29k€ 54k€
29 489 € Range: 8 223€ - 54 845€
NAF 5 all-time

Valuation method used

Revenue Multiple
30 017 € × 0.98x = 29 490 €
Range: 8 224€ - 54 845€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SELFEPARGNE GLOBAL CAPITAL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SELFEPARGNE GLOBAL CAPITAL

What is the revenue of SELFEPARGNE GLOBAL CAPITAL ?

The revenue of SELFEPARGNE GLOBAL CAPITAL in 2024 is 30 k€.

Is SELFEPARGNE GLOBAL CAPITAL profitable?

SELFEPARGNE GLOBAL CAPITAL recorded a net loss in 2024.

Where is the headquarters of SELFEPARGNE GLOBAL CAPITAL ?

The headquarters of SELFEPARGNE GLOBAL CAPITAL is located in CLICHY (92110), in the department Hauts-de-Seine.

Where to find the tax return of SELFEPARGNE GLOBAL CAPITAL ?

The tax return of SELFEPARGNE GLOBAL CAPITAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SELFEPARGNE GLOBAL CAPITAL operate?

SELFEPARGNE GLOBAL CAPITAL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.