SELECTION MEUBLES CATHERINE ROSE : revenue, balance sheet and financial ratios

SELECTION MEUBLES CATHERINE ROSE is a French company founded 28 years ago, specialized in the sector Commerce de détail de meubles. Based in OUISTREHAM (14150), this company of category PME shows in 2024 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SELECTION MEUBLES CATHERINE ROSE (SIREN 412906562)
Indicator 2024 2022 2021 2020 2019 2017 2016
Revenue 1 472 796 € N/C N/C N/C N/C 1 025 940 € 1 046 380 €
Net income 57 558 € 25 369 € 82 697 € -4 459 € 22 355 € 3 055 € 63 294 €
EBITDA 88 379 € N/C N/C N/C N/C 16 334 € 86 727 €
Net margin 3.9% N/C N/C N/C N/C 0.3% 6.0%

Revenue and income statement

In 2024, SELECTION MEUBLES CATHERINE ROSE achieves revenue of 1.5 M€. Revenue is growing positively over 7 years (CAGR: +4.4%). After deducting consumption (822 k€), gross margin stands at 651 k€, i.e. a rate of 44%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 88 k€, representing 6.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 472 796 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

650 863 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

88 379 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

75 854 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

57 558 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.0%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 306%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

306.025%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.583%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.223%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.244

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

45.5%

Solvency indicators evolution
SELECTION MEUBLES CATHERINE ROSE

Sector positioning

Debt ratio
306.02 2024
2021
2022
2024
Q1: 1.63
Med: 24.85
Q3: 81.95
Average

In 2024, the debt ratio of SELECTION MEUBLES CATHERI... (306.02) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.58% 2024
2021
2022
2024
Q1: 11.72%
Med: 29.88%
Q3: 50.21%
Average

In 2024, the financial autonomy of SELECTION MEUBLES CATHERI... (10.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.24 years 2024
2024
Q1: 0.0 years
Med: 0.47 years
Q3: 2.71 years
Average

In 2024, the repayment capacity of SELECTION MEUBLES CATHERI... (3.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 126.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

126.179

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.394

Liquidity indicators evolution
SELECTION MEUBLES CATHERINE ROSE

Sector positioning

Liquidity ratio
126.18 2024
2021
2022
2024
Q1: 115.32
Med: 162.76
Q3: 261.62
Average -11 pts over 3 years

In 2024, the liquidity ratio of SELECTION MEUBLES CATHERI... (126.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
6.39x 2024
2024
Q1: 0.0x
Med: 0.87x
Q3: 6.35x
Excellent

In 2024, the interest coverage of SELECTION MEUBLES CATHERI... (6.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 61 days. Excellent situation: suppliers finance 58 days of the operating cycle (retail model). Inventory turnover is 89 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 63 days of revenue, i.e. 258 k€ to permanently finance. Over 2016-2024, WCR increased by +95%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

257 725 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

61 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

89 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

63 j

WCR and payment terms evolution
SELECTION MEUBLES CATHERINE ROSE

Positioning of SELECTION MEUBLES CATHERINE ROSE in its sector

Comparison with sector Commerce de détail de meubles

Valuation estimate

Based on 61 transactions of similar company sales in 2024, the value of SELECTION MEUBLES CATHERINE ROSE is estimated at 360 708 € (range 247 036€ - 543 765€). With an EBITDA of 88 379€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
61 tx
247k€ 360k€ 543k€
360 708 € Range: 247 036€ - 543 765€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
88 379 € × 4.7x
Estimation 416 720 €
300 248€ - 649 427€
Revenue Multiple 30%
1 472 796 € × 0.22x
Estimation 324 424 €
240 113€ - 425 642€
Net Income Multiple 20%
57 558 € × 4.8x
Estimation 275 109 €
124 395€ - 456 794€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de meubles)

Compare SELECTION MEUBLES CATHERINE ROSE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de meubles

Frequently asked questions about SELECTION MEUBLES CATHERINE ROSE

What is the revenue of SELECTION MEUBLES CATHERINE ROSE ?

The revenue of SELECTION MEUBLES CATHERINE ROSE in 2024 is 1.5 M€.

Is SELECTION MEUBLES CATHERINE ROSE profitable?

Yes, SELECTION MEUBLES CATHERINE ROSE generated a net profit of 58 k€ in 2024.

Where is the headquarters of SELECTION MEUBLES CATHERINE ROSE ?

The headquarters of SELECTION MEUBLES CATHERINE ROSE is located in OUISTREHAM (14150), in the department Calvados.

Where to find the tax return of SELECTION MEUBLES CATHERINE ROSE ?

The tax return of SELECTION MEUBLES CATHERINE ROSE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SELECTION MEUBLES CATHERINE ROSE operate?

SELECTION MEUBLES CATHERINE ROSE operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.