SEL.COM : revenue, balance sheet and financial ratios

SEL.COM is a French company founded 18 years ago, specialized in the sector Exploitation de gravières et sablières, extraction d’argiles et de kaolin. Based in GLAIRE (08200), this company of category PME shows in 2023 a revenue of 2.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SEL.COM (SIREN 500425244)
Indicator 2025 2024 2023 2021 2019 2018 2017 2016
Revenue N/C N/C 2 793 422 € N/C 1 146 502 € 1 217 046 € 1 193 715 € 1 224 800 €
Net income 47 731 € 43 866 € 153 917 € 16 360 € -138 371 € 1 427 € 4 822 € 3 034 €
EBITDA N/C N/C 178 717 € N/C -115 602 € 69 209 € 93 710 € 104 310 €
Net margin N/C N/C 5.5% N/C -12.1% 0.1% 0.4% 0.2%

Revenue and income statement

In 2025, SEL.COM generates positive net income of 48 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 3 k€ -> 48 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

47 731 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 41%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

40.919%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.863%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.7%

Solvency indicators evolution
SEL.COM

Sector positioning

Debt ratio
40.92 2025
2023
2024
2025
Q1: 10.9
Med: 40.92
Q3: 77.07
Good -25 pts over 3 years

In 2025, the debt ratio of SEL.COM (40.92) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
35.86% 2025
2023
2024
2025
Q1: 33.41%
Med: 52.63%
Q3: 66.01%
Average

In 2025, the financial autonomy of SEL.COM (35.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.16 years 2023
2023
Q1: 0.0 years
Med: 0.29 years
Q3: 2.28 years
Average

In 2023, the repayment capacity of SEL.COM (1.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 173.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

173.909

Liquidity indicators evolution
SEL.COM

Sector positioning

Liquidity ratio
173.91 2025
2023
2024
2025
Q1: 203.66
Med: 335.39
Q3: 505.61
Watch

In 2025, the liquidity ratio of SEL.COM (173.91) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.61x 2023
2023
Q1: 0.0x
Med: 0.98x
Q3: 7.03x
Average

In 2023, the interest coverage of SEL.COM (0.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SEL.COM

Positioning of SEL.COM in its sector

Comparison with sector Exploitation de gravières et sablières, extraction d’argiles et de kaolin

Valuation estimate

Based on 95 transactions of similar company sales (all years), the value of SEL.COM is estimated at 55 317 € (range 14 618€ - 128 518€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
95 tx
14k€ 55k€ 128k€
55 317 € Range: 14 618€ - 128 518€
NAF 5 all-time

Valuation method used

Net Income Multiple
47 731 € × 1.2x = 55 318 €
Range: 14 619€ - 128 518€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 95 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Exploitation de gravières et sablières, extraction d’argiles et de kaolin)

Compare SEL.COM with other companies in the same sector:

Voir toutes les statistiques du secteur Exploitation de gravières et sablières, extraction d’argiles et de kaolin

Frequently asked questions about SEL.COM

What is the revenue of SEL.COM ?

The revenue of SEL.COM in 2023 is 2.8 M€.

Is SEL.COM profitable?

Yes, SEL.COM generated a net profit of 48 k€ in 2025.

Where is the headquarters of SEL.COM ?

The headquarters of SEL.COM is located in GLAIRE (08200), in the department Ardennes.

Where to find the tax return of SEL.COM ?

The tax return of SEL.COM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEL.COM operate?

SEL.COM operates in the sector Exploitation de gravières et sablières, extraction d’argiles et de kaolin (NAF code 08.12Z). See the 'Sector positioning' section above to compare the company with its competitors.