SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES : revenue, balance sheet and financial ratios

SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES is a French company founded 18 years ago, specialized in the sector Activités vétérinaires. Based in LOIREAUXENCE (44370), this company of category PME shows in 2025 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES (SIREN 503130999)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 2 088 006 € 1 975 006 € 1 795 406 € 1 790 749 € 1 738 605 € 1 492 042 € 1 505 743 € 1 371 443 € 1 280 855 €
Net income 173 580 € 169 629 € 125 048 € 101 904 € 86 851 € 163 978 € 110 987 € 99 550 € 95 171 €
EBITDA 256 481 € 233 267 € 194 602 € 180 766 € 183 024 € 239 519 € 161 442 € 149 475 € 144 427 €
Net margin 8.3% 8.6% 7.0% 5.7% 5.0% 11.0% 7.4% 7.3% 7.4%

Revenue and income statement

In 2025, SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES achieves revenue of 2.1 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Vs 2024: +6%. After deducting consumption (565 k€), gross margin stands at 1.5 M€, i.e. a rate of 73%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 256 k€, representing 12.3% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 174 k€, i.e. 8.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 088 006 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 522 846 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

256 481 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

233 527 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

173 580 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

12.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 234%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

234.428%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

22.869%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.369%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.999

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.5%

Solvency indicators evolution
SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES

Sector positioning

Debt ratio
234.43 2025
2023
2024
2025
Q1: 12.34
Med: 38.09
Q3: 82.85
Watch +47 pts over 3 years

In 2025, the debt ratio of SELARL CLINIQUE VETERINAI... (234.43) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
22.87% 2025
2023
2024
2025
Q1: 39.57%
Med: 54.13%
Q3: 69.72%
Watch -57 pts over 3 years

In 2025, the financial autonomy of SELARL CLINIQUE VETERINAI... (22.9%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
3.0 years 2025
2023
2024
2025
Q1: 0.43 years
Med: 1.38 years
Q3: 1.83 years
Watch +38 pts over 3 years

In 2025, the repayment capacity of SELARL CLINIQUE VETERINAI... (3.00) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 303.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

303.675

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

8.724

Liquidity indicators evolution
SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES

Sector positioning

Liquidity ratio
303.68 2025
2023
2024
2025
Q1: 209.01
Med: 268.75
Q3: 382.57
Good -10 pts over 3 years

In 2025, the liquidity ratio of SELARL CLINIQUE VETERINAI... (303.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
8.72x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.87x
Q3: 3.73x
Excellent +41 pts over 3 years

In 2025, the interest coverage of SELARL CLINIQUE VETERINAI... (8.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. The company must finance 2 days of gap between collections and payments. Inventory turnover is 27 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 29 days of revenue, i.e. 170 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

170 214 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

27 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

25 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

27 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

29 j

WCR and payment terms evolution
SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES

Positioning of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES in its sector

Comparison with sector Activités vétérinaires

Similar companies (Activités vétérinaires)

Compare SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités vétérinaires

Frequently asked questions about SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES

What is the revenue of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES ?

The revenue of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES in 2025 is 2.1 M€.

Is SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES profitable?

Yes, SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES generated a net profit of 174 k€ in 2025.

Where is the headquarters of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES ?

The headquarters of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES is located in LOIREAUXENCE (44370), in the department Loire-Atlantique.

Where to find the tax return of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES ?

The tax return of SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES operate?

SELARL CLINIQUE VETERINAIRE DES DEUX RIVIERES operates in the sector Activités vétérinaires (NAF code 75.00Z). See the 'Sector positioning' section above to compare the company with its competitors.