SEJOURS PIANISSIMO : revenue, balance sheet and financial ratios

SEJOURS PIANISSIMO is a French company founded 9 years ago, specialized in the sector Activités des voyagistes. Based in BRAGEAC (15700), this company of category PME shows in 2021 a revenue of 1 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SEJOURS PIANISSIMO (SIREN 823663307)
Indicator 2022 2021 2020 2019 2018 2017
Revenue N/C 1 095 € 5 867 € 7 616 € 13 860 € 32 939 €
Net income 385 € -11 732 € -3 581 € -753 € -6 833 € 8 372 €
EBITDA -605 € -11 732 € -7 100 € -478 € -6 633 € 8 372 €
Net margin N/C -1071.4% -61.0% -9.9% -49.3% 25.4%

Revenue and income statement

In 2022, SEJOURS PIANISSIMO generates positive net income of 385 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2022: 8 k€ -> 385 €.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-605 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

385 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

385 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-11.216%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.748%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.829

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

200.0%

Solvency indicators evolution
SEJOURS PIANISSIMO

Sector positioning

Debt ratio
-11.22 2022
2020
2021
2022
Q1: 0.02
Med: 26.08
Q3: 95.81
Excellent

In 2022, the debt ratio of SEJOURS PIANISSIMO (-11.22) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
44.75% 2022
2020
2021
2022
Q1: 7.07%
Med: 22.68%
Q3: 41.25%
Excellent +50 pts over 3 years

In 2022, the financial autonomy of SEJOURS PIANISSIMO (44.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
3.83 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.18 years
Q3: 3.32 years
Average

In 2022, the repayment capacity of SEJOURS PIANISSIMO (3.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 8.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

8.782

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SEJOURS PIANISSIMO

Sector positioning

Liquidity ratio
8.78 2022
2020
2021
2022
Q1: 128.23
Med: 192.06
Q3: 346.59
Watch

In 2022, the liquidity ratio of SEJOURS PIANISSIMO (8.78) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.0x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.45x
Q3: 4.63x
Average -50 pts over 3 years

In 2022, the interest coverage of SEJOURS PIANISSIMO (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2975 days. Excellent situation: suppliers finance 2975 days of the operating cycle (retail model).

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2975 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SEJOURS PIANISSIMO

Positioning of SEJOURS PIANISSIMO in its sector

Comparison with sector Activités des voyagistes

Valuation estimate

Based on 68 transactions of similar company sales (all years), the value of SEJOURS PIANISSIMO is estimated at 196 € (range 101€ - 739€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
68 tx
0k€ 0k€ 0k€
196 € Range: 101€ - 739€
NAF 5 all-time

Valuation method used

Net Income Multiple
385 € × 0.5x = 197 €
Range: 101€ - 740€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 68 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des voyagistes)

Compare SEJOURS PIANISSIMO with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des voyagistes

Frequently asked questions about SEJOURS PIANISSIMO

What is the revenue of SEJOURS PIANISSIMO ?

The revenue of SEJOURS PIANISSIMO in 2021 is 1 k€.

Is SEJOURS PIANISSIMO profitable?

Yes, SEJOURS PIANISSIMO generated a net profit of 385€ in 2022.

Where is the headquarters of SEJOURS PIANISSIMO ?

The headquarters of SEJOURS PIANISSIMO is located in BRAGEAC (15700), in the department Cantal.

Where to find the tax return of SEJOURS PIANISSIMO ?

The tax return of SEJOURS PIANISSIMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEJOURS PIANISSIMO operate?

SEJOURS PIANISSIMO operates in the sector Activités des voyagistes (NAF code 79.12Z). See the 'Sector positioning' section above to compare the company with its competitors.