SEDECO PHOTOCOPIE SERVICE : revenue, balance sheet and financial ratios

SEDECO PHOTOCOPIE SERVICE is a French company founded 46 years ago, specialized in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau. Based in DESCARTES (37160), this company of category PME shows in 2024 a revenue of 2.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SEDECO PHOTOCOPIE SERVICE (SIREN 317639060)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 2 228 063 € 1 960 437 € 1 905 296 € 1 666 481 € 1 742 370 € N/C N/C N/C N/C
Net income 86 995 € 78 805 € 59 311 € -7 131 € 55 241 € 170 629 € 121 763 € 137 895 € 161 813 €
EBITDA 311 379 € 228 754 € 271 885 € 272 737 € 486 593 € N/C N/C N/C N/C
Net margin 3.9% 4.0% 3.1% -0.4% 3.2% N/C N/C N/C N/C

Revenue and income statement

In 2024, SEDECO PHOTOCOPIE SERVICE achieves revenue of 2.2 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Vs 2023, growth of +14% (2.0 M€ -> 2.2 M€). After deducting consumption (198 k€), gross margin stands at 2.0 M€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 311 k€, representing 14.0% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 87 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 228 063 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 029 856 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

311 379 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

81 477 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

86 995 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.843%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

71.326%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

14.077%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.137

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.9%

Solvency indicators evolution
SEDECO PHOTOCOPIE SERVICE

Sector positioning

Debt ratio
2.84 2024
2022
2023
2024
Q1: 0.0
Med: 10.07
Q3: 45.32
Good

In 2024, the debt ratio of SEDECO PHOTOCOPIE SERVICE (2.84) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
71.33% 2024
2022
2023
2024
Q1: 4.2%
Med: 30.64%
Q3: 57.65%
Excellent

In 2024, the financial autonomy of SEDECO PHOTOCOPIE SERVICE (71.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.14 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.08 years
Average

In 2024, the repayment capacity of SEDECO PHOTOCOPIE SERVICE (0.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 239.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

239.798

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.253

Liquidity indicators evolution
SEDECO PHOTOCOPIE SERVICE

Sector positioning

Liquidity ratio
239.8 2024
2022
2023
2024
Q1: 117.36
Med: 208.81
Q3: 396.31
Good -6 pts over 3 years

In 2024, the liquidity ratio of SEDECO PHOTOCOPIE SERVICE (239.80) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.25x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.64x
Good

In 2024, the interest coverage of SEDECO PHOTOCOPIE SERVICE (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 59 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 75 days. Favorable situation: supplier credit is longer than customer credit by 16 days. Inventory turnover is 11 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 52 days of revenue, i.e. 323 k€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

323 181 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

59 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

75 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

11 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

52 j

WCR and payment terms evolution
SEDECO PHOTOCOPIE SERVICE

Positioning of SEDECO PHOTOCOPIE SERVICE in its sector

Comparison with sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (41 transactions). This range of 251 780€ to 1 106 371€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
251k€ 465k€ 1106k€
465 047 € Range: 251 780€ - 1 106 371€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 41 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau)

Compare SEDECO PHOTOCOPIE SERVICE with other companies in the same sector:

Voir toutes les statistiques du secteur Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Frequently asked questions about SEDECO PHOTOCOPIE SERVICE

What is the revenue of SEDECO PHOTOCOPIE SERVICE ?

The revenue of SEDECO PHOTOCOPIE SERVICE in 2024 is 2.2 M€.

Is SEDECO PHOTOCOPIE SERVICE profitable?

Yes, SEDECO PHOTOCOPIE SERVICE generated a net profit of 87 k€ in 2024.

Where is the headquarters of SEDECO PHOTOCOPIE SERVICE ?

The headquarters of SEDECO PHOTOCOPIE SERVICE is located in DESCARTES (37160), in the department Indre-et-Loire.

Where to find the tax return of SEDECO PHOTOCOPIE SERVICE ?

The tax return of SEDECO PHOTOCOPIE SERVICE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEDECO PHOTOCOPIE SERVICE operate?

SEDECO PHOTOCOPIE SERVICE operates in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau (NAF code 82.19Z). See the 'Sector positioning' section above to compare the company with its competitors.